McDowell County property record for 49 Creekside Loop, Spruce Pine, NC 28777 · Last verified June 2026
| Property Type | Other > Miscellaneous |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1998 |
| Square Footage | 572 sqft Total Area |
| Lot Size | 0.082 acres |
| Last Sale | $250,000 (2024) |
| Tax Bill | $721.00 (2025) |
| Primary APN | 1719-00-95-1702 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 572 sqft Total Area |
| 1st Floor | 448 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 3,572 sqft |
| Porch Area | 124 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 81855 |
|---|---|
| Street Address | 49 CREEKSIDE LOOP |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777 |
| Property Usage | Other Property Usage |
| Type | Other > Miscellaneous |
| Legal Description | 0.082 AC TRACT 3 PB 35/50 |
| Legal Tract | 3 |
| Jurisdiction | MCDOWELL NC |
| Minor Civil Division | NORTH COVE |
| Census Blockgroup | 1 |
| Census Block | 1059 |
| Census Tract | 970102 |
Source: McDowell County records · APN 1719-00-95-1702
Assessment roll updated September 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 CREEKSIDE LOOP, SPRUCE PINE, NC 28777 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 07, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU |
| Apr 17, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU |
| Dec 20, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on Record |
| Deed Sale | Apr 17, 2024 · Amount on Record |
| Deed Doc Number | 20241779 |
| Last Transfer Date | Jun 06, 2025 |
| Transfer Doc | 0015060211 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jul 07, 2025 |
| Property Address | 49 CREEKSIDE LOOP, SPRUCE PINE, NC 28777 |
| Document Number | 0015060211 |
| Book / Page | 1506 / 211 |
| Map Reference | MB 27 PG 36 |
| Instrument Date | Jun 06, 2025 |
| Instrument | 2025003182 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49 CREEKSIDE LOOP, SPRUCE PINE, NC 28777 |
| Name | Verified Name |
|---|---|
| Address | 49 CREEKSIDE LOOP, SPRUCE PINE, NC 28777 |
| Document Number | 2025003183 |
|---|---|
| Date | Jul 07, 2025 |
| Instrument | 2025003183 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Apr 17, 2024 |
| Property Address | 49 CREEKSIDE LOOP, SPRUCE PINE, NC 28777 |
| Document Number | 0014650899 |
| Book / Page | 1465 / 899 |
| Map Reference | MB 35 PG 50 |
| Instrument Date | Apr 15, 2024 |
| Instrument | 2024001779 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 142 HINSON THOMAS RD, SPRUCE PINE, NC 28777-0359 |
| Name | Verified Name |
|---|---|
| Address | 49 CREEKSIDE LOOP, SPRUCE PINE, NC 28777 |
| Document Number | 0014650904 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 1465/904 |
| Instrument | 2024001780 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILLSBORO, OR 97124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Dec 20, 2021 |
| Property Address | 49 CREEKSIDE LOOP, SPRUCE PINE, NC 28777 |
| Document Number | 0013810711 |
| Book / Page | 1381 / 711 |
| Map Reference | MB 35 PG 50 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2021008155 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 CREEKSIDE LOOP, SPRUCE PINE, NC 28777 |
Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $721.00 | $104,900 (-) Land $35,000 Building $69,900 | |
| 2023 | $721.00 | $104,900 Land $35,000 Building $69,900 | $104,900 Land $35,000 Building $69,900 |
49 Creekside Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 50th percentile of exposed land nationally · 72nd in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 847 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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