Campbell County property record for 81 Charldon Rd, Lynchburg, VA 24501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,500 sqft · built 1973 |
| Lot Size | 1.06 acres (46,366 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,638 (2026) |
| Deeds & Mortgages | Jun 2026 Transfer Jul 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21D-5-A-12 |
| Primary APN | 21D-5-A-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,500 sqft Living Area |
| Basement Area | 1,540 sqft |
| Finished Basement | 1,540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 46,366 sqft (1.06 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1677900 |
|---|---|
| Street Address | 81 CHARLDON RD |
| City | LYNCHBURG |
| State | VA |
| Zip | 24501-5159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | WATERLICK RD - LOT 12 BK A |
| Legal Subdivision | LO-RAY ACRES |
| Legal Lot Number | 12 |
| Jurisdiction | CAMPBELL VA |
| Township / Civil Division | SUNBURST |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 20401 |
81 Charldon Rd is owned and occupied by two individuals who acquired it in June 2026.
Source: Campbell County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 CHARLDON RD, LYNCHBURG, VA 24501-5159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BLUE EAGLE CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 22, 2026 |
| Transfer Doc | 0000003302 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Recording Date | Jun 26, 2026 |
| Property Address | 81 CHARLDON RD, LYNCHBURG, VA 24501-5159 |
| Document Number | 0000003302 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20263302 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 OTTERVIEW RD, FOREST, VA 24551-2904 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 81 CHARLDON RD, LYNCHBURG, VA 24501-5159 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE & SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 0230003516 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 230003516 |
| Name | BLUE EAGLE CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 11, 2038 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 81 Charldon Rd was $1,638.
Source: Campbell County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Campbell County |
| Unified School District | Campbell County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,638.00 | $364,200 (-) Land $50,000 Building $314,200 | $364,200 Land $50,000 Building $314,200 |
| 2025 | $1,638.00 | $364,200 Land $50,000 Building $314,200 | |
| 2023 | $1,638.00 | $364,200 Land $50,000 Building $314,200 | $364,200 Land $50,000 Building $314,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Charldon Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 Charldon Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMPBELL COUNTY CENTRAL SYSTEM serves 21,761 people · EPA ID VA5031150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 10 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Glo Fiber Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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