Campbell County property record for 145 Charldon Rd, Lynchburg, VA 24501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,898 sqft · built 1968 |
| Lot Size | 0.45 acres (19,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Oct 2024) |
| Tax Bill | $1,072 (2026) |
| Deeds & Mortgages | Oct 2023 Refinance Jul 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21D-5-A-14 |
| Primary APN | 21D-5-A-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,898 sqft Living Area |
| Basement Area | 618 sqft |
| Finished Basement | 618 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 19,424 sqft (0.45 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1602700 |
|---|---|
| Street Address | 145 CHARLDON RD |
| City | LYNCHBURG |
| State | VA |
| Zip | 24501-5158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | LO-RAY ACRES LOT 14 - BK A |
| Legal Subdivision | LO RAY ACRES SD |
| Legal Lot Number | 14 |
| Jurisdiction | CAMPBELL VA |
| Township / Civil Division | SUNBURST |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 20401 |
Source: Campbell County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 145 CHARLDON RD, LYNCHBURG, VA 24501-5158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBER ONE FEDERAL CREDIT UNION |
| Jul 22, 2022 | Deed of Trust, Mortgage · Line of Credit MEMBER ONE FEDERAL CREDIT UNION |
| Jul 13, 2021 | Deed of Trust, Mortgage · Line of Credit MEMBER ONE FEDERAL CREDIT UNION |
| Aug 6, 2020 | Warranty Deed, Transfer · FHA Mortgage APEX HOME LOANS INC |
| Dec 2, 2019 | Warranty Deed, Transfer ABSOLUTE TITLE AND SETTLEMENT LLC, ABSOLUTE TITLE & SETTLEMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2024 · Amount on Record |
| Deed Sale | Oct 21, 2024 · Amount on Record |
| Prior Sale | Aug 6, 2020 · Amount on Record |
| Deed Document Number | 20245206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 145 CHARLDON RD, LYNCHBURG, VA 24501-5158 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230004940 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 230004940 |
| Name | MEMBER ONE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 5, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 145 CHARLDON RD, LYNCHBURG, VA 24501-5158 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220004731 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 220004731 |
| Name | MEMBER ONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 273 Months |
| Due | Apr 25, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 145 CHARLDON RD, LYNCHBURG, VA 24501-5158 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Title Company | DOCUMENT RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0210005199 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 210005199 |
| Name | MEMBER ONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 4, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Recording Date | Aug 6, 2020 |
| Property Address | 145 CHARLDON RD, LYNCHBURG, VA 24501-5158 |
| Document Number | 0200004434 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 200004434 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 CHARLDON RD, LYNCHBURG, VA 24501-5158 |
| Document Number | 0200004435 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 200004435 |
| Name | APEX HOME LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Recording Date | Dec 2, 2019 |
| Property Address | 145 CHARLDON RD, LYNCHBURG, VA 24501-5158 |
| Document Number | 0190006203 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 190006203 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | ABSOLUTE TITLE AND SETTLEMENT LLC, ABSOLUTE TITLE & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1100 RUNNING CEDAR WAY, LYNCHBURG, VA 24503-1961 |
Source: Campbell County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Campbell County |
| Unified School District | Campbell County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,072.00 | $238,300 (-) Land $40,000 Building $198,300 | $238,300 (-) Land $40,000 Building $198,300 |
| 2023 | $1,072.00 | $238,300 Land $40,000 Building $198,300 | $238,300 Land $40,000 Building $198,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMPBELL COUNTY CENTRAL SYSTEM serves 21,761 people · EPA ID VA5031150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 10 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Glo Fiber Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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