81 Central St, Hallowell, ME 04347 Property Records

Kennebec County and Hallowell City property record for 81 Central St, Hallowell, ME 04347

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,110 sqft · built 1964
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$451,100 (May 2021)
Tax Bill	$5,155 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HALL M:006 L:003`

Property Details

APN / Parcel Number

Primary APN	`HALL M:006 L:003`
Alternative APN	`298`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,110 sqft Living Area
1st Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Concrete Block
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	298
Street Address	81 CENTRAL ST
City	HALLOWELL
State	ME
Zip	04347-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32
Legal Lot Number	3
Jurisdiction	HALLOWELL ME
Township / Civil Division	HALLOWELL
Census Block Group	1
Census Block	1010
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

81 Central St is owned and occupied by two individuals who bought it in May 2021.

Source: Kennebec County and Hallowell City records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81 CENTRAL ST, HALLOWELL, ME 04347-1232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK
Dec 11, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage UNIVERSAL CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Prior Sale	Dec 11, 2020 · Amount on File
Deed Document Number	202113634
Deed Book / Page	14016 / 334
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HALLOWELL ME
Recording Date	May 21, 2021
Property Address	81 CENTRAL ST, HALLOWELL, ME 04347-1232
Document Number	2021013634
Book / Page	14016 / 334
Instrument Date	May 21, 2021
Instrument	2021013634
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	232 NELSON RD, CHELSEA, ME 04330-1333

Mortgage

Document Number	2021013635
Date	May 21, 2021
Instrument	2021013635

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALLOWELL ME
Recording Date	Dec 11, 2020
Property Address	81 CENTRAL ST, HALLOWELL, ME 04347-1232
Document Number	2020031858
Book / Page	13819 / 14
Instrument Date	Dec 9, 2020
Instrument	2020031858
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5543, AUGUSTA, ME 04332-5543

Mortgage

Document Number	2020031859
Date	Dec 11, 2020
Instrument	2020031859

Lender

Name	UNIVERSAL CAPITAL CORP
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 81 Central St was $5,155, down 4% from the year before.

Source: Kennebec County and Hallowell City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Hallowell City
Unified School District	Regional School Unit 02 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,155.00 (-4.02%)	$269,900 (-) Land $72,000 Building $197,900
2024	$5,371.00 (+18.7%)	$269,900 (+37.49%) Land $72,000 Building $197,900
2023	$4,525.00 (+3.83%)	$196,300 (-) Land $52,300 Building $144,000	$325,280
2022	$4,358.00	$196,300 Land $52,300 Building $144,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 81 Central St in Zone X, an area of minimal flood risk, though there have been 44 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	44 (1979–2023)
Claims Outside the SFHA	4 of 44
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 3 claims Heavy Rain, Snowmelt, Ice Jams & Flooding, Apr 1993 · 5 claims Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER AUGUSTA UTILITY DISTRICT serves 13,750 people · EPA ID ME0090080
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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