78 Central St, Hallowell, ME 04347 Property Records

Kennebec County and Hallowell City property record for 78 Central St, Hallowell, ME 04347

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,722 sqft · built 1940
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,800 (Sep 2025)
Tax Bill	$5,012 (2025)
Deeds & Mortgages	Dec 2020 Refinance Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HALL M:008 L:033`

Property Details

APN / Parcel Number

Primary APN	`HALL M:008 L:033`
Alternative APN	`425`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,722 sqft Living Area
1st Floor Area	681 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2009
Architectural Style	Split Level
Exterior Material	Concrete Block
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	425
Street Address	78 CENTRAL ST
City	HALLOWELL
State	ME
Zip	04347-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32
Legal Lot Number	33
Jurisdiction	HALLOWELL ME
Township / Civil Division	HALLOWELL
Census Block Group	2
Census Block	2013
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Hallowell City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 FROG LN, SMITHFIELD, ME 04978
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Jun 3, 2024 · Amount on Record
Deed Document Number	202520823
Deed Book / Page	15500 / 68
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	78 CENTRAL ST, HALLOWELL, ME 04347-1205
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020031591
Date	Dec 8, 2020
Book Page	13814/272
Instrument	2020031591

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2035

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALLOWELL ME
Recording Date	Sep 19, 2025
Property Address	78 CENTRAL ST, HALLOWELL, ME 04347-1205
Document Number	2025020823
Book / Page	15500 / 68
Instrument Date	Sep 18, 2025
Instrument	2025020823
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	49 FROG LN, SMITHFIELD, ME 04978

Mortgage

Document Number	2025020824
Date	Sep 19, 2025
Instrument	2025020824

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Kennebec County and Hallowell City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Hallowell City
Unified School District	Regional School Unit 02 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,012.00 (-4.02%)	$262,400 (-) Land $75,000 Building $187,400
2024	$5,222.00 (+18.6%)	$262,400 (+37.38%) Land $75,000 Building $187,400
2023	$4,403.00 (+3.84%)	$191,000 (-) Land $54,500 Building $136,500	$447,830
2022	$4,240.00	$191,000 Land $54,500 Building $136,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	31 (1983–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 11 claims Severe Storms & Flooding, Apr 1987 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER AUGUSTA UTILITY DISTRICT serves 13,750 people · EPA ID ME0090080
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures