81 Cedar Rdg Dr, Pacific, MO 63069 Property Records

Franklin County property record for 81 Cedar Rdg Dr, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1973
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$1,577 (2025)
Deeds & Mortgages	Mar 2020 Transfer Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-2-10.0-4-002-092.000`

Property Details

APN / Parcel Number

Primary APN	`19-2-10.0-4-002-092.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1973
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Patio Area	470 sqft

Location & Zoning

Street Address	81 CEDAR RIDGE DR
City	PACIFIC
State	MO
Zip	63069-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:70 CEDARS 2
Legal Range	02E
Legal Township	43
Legal Section	10
Legal Quarter	SE
Legal Subdivision	CEDARS (LOC 19)
Legal Block	2
Legal Lot Number	70
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1016
Census Tract	800704

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 CEDAR RIDGE DR, PACIFIC, MO 63069-3404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 8, 2017	Grant Deed, Transfer BANK OF AMERICA
Jun 9, 2017	Grant Deed, Transfer CAPITAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017
Deed Sale	Sep 8, 2017
Prior Sale	Jun 9, 2017
Deed Document Number	0000013776
Last Transfer Date	Mar 9, 2020
Transfer Doc	0000003367
Record Updated	Jun 8, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 9, 2020
Property Address	81 CEDAR RIDGE DR, PACIFIC, MO 63069-3404
Document Number	0000003367
Instrument Date	Mar 9, 2020
Instrument	3367
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 CEDAR RIDGE DR PACIFIC MO 630693404, PACIFIC, MO 63069-3404

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 8, 2017
Property Address	81 CEDAR RIDGE DR, PACIFIC, MO 63069-3404
Document Number	0000013776
Instrument Date	Sep 7, 2017
Instrument	13776
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 CEDAR RIDGE DR PACIFIC MO 630693404, PACIFIC, MO 63069-3404

Mortgage

Document Number	13777
Date	Sep 8, 2017
Instrument	13777

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 7, 2032

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 9, 2017
Property Address	81 CEDAR RIDGE DR, PACIFIC, MO 63069-3404
Document Number	0000008600
Instrument Date	May 30, 2017
Instrument	8600
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	CAPITAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Pacific City
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,577.00 (+3.27%)	$22,716 (+11.04%)	$119,560 (+11.04%) Land $35,000 Building $84,560
2023	$1,527.00 (+14.98%)	$20,457 (+6.88%)	$107,670 (+6.88%) Land $35,000 Building $72,670
2022	$1,328.00	$19,141
2021			$100,740 Land $35,000 Building $65,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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