79 Cedar Rdg Dr, Pacific, MO 63069 Property Records

Franklin County property record for 79 Cedar Rdg Dr, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 960 sqft · built 1970
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$35,810 (Aug 1985)
Tax Bill	$1,581 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-2-10.0-4-002-091.000`

Property Details

APN / Parcel Number

Primary APN	`19-2-10.0-4-002-091.000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1970
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	79 CEDAR RIDGE DR
City	PACIFIC
State	MO
Zip	63069-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:71 CEDARS 2
Legal Range	02E
Legal Township	43
Legal Section	10
Legal Quarter	SE
Legal Subdivision	CEDARS (LOC 19)
Legal Block	2
Legal Lot Number	71
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1016
Census Tract	800704

Owner

Source: Franklin County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	79 CEDAR RIDGE DR, PACIFIC, MO 63069-3404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCIAL MORTGAGE
Sep 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 1985 · Amount on Record
Deed Sale	Aug 29, 1985 · Amount on Record
Deed Document Number	447-00642
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Recording Date	Apr 8, 2026
Property Address	79 CEDAR RIDGE DR, PACIFIC, MO 63069-3404
Document Number	0002604376
Instrument Date	Apr 2, 2026
Instrument	20262604376
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 CEDAR RIDGE DR, PACIFIC, MO 63069-3404

Mortgage

Document Number	0002604376,
Date	Apr 8, 2026
Instrument	20262604376

Lender

Name	FAMILY FINANCIAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	79 CEDAR RIDGE DR, PACIFIC, MO 63069-3404
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002511084
Date	Sep 3, 2025
Instrument	2511084

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Pacific City
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,581.00 (+13.25%)	$20,978 (+12.19%)	$110,410 (+12.19%) Land $35,000 Building $75,410
2023	$1,396.00 (+14.15%)	$18,698	$98,410 Land $35,000 Building $63,410
2022	$1,223.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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