Stephens County property record for 81 Boulder Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,202 sqft · built 2024 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,300 (Dec 2024) |
| Tax Bill | $4,329 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042G 096 |
| Primary APN | 042G 096 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,202 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 387632 |
|---|---|
| Street Address | 81 BOULDER DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-9192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 29 FERNWOOD HILLS S/D |
| Legal Subdivision | FERNWOOD HILLS |
| Legal Lot Number | 29 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 970102 |
Source: Stephens County records · APN 042G 096
Assessment roll updated March 12, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 BOULDER DR, TOCCOA, GA 30577-9192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Warranty Deed, Transfer |
| Apr 20, 2026 | Warranty Deed, Transfer |
| Dec 12, 2024 | Warranty Deed, Transfer · FHA Mortgage WILLAMETTE VALLEY BANK |
| Jan 26, 2024 | Warranty Deed, Transfer |
| Oct 17, 2022 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on Record |
| Deed Sale | Dec 12, 2024 · Amount on Record |
| Prior Sale | Jan 26, 2024 · Amount on Record |
| Deed Document Number | 20242402 |
| Deed Book / Page | 1390 / 234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Apr 20, 2026 |
| Property Address | 81 BOULDER DR, TOCCOA, GA 30577-9192 |
| Document Number | 1447000138 |
| Book / Page | 1447 / 138 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 BOULDER DR, TOCCOA, GA 30577-9192 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Apr 20, 2026 |
| Property Address | 81 BOULDER DR, TOCCOA, GA 30577-9192 |
| Document Number | 1447000137 |
| Book / Page | 1447 / 137 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 BOULDER DR, TOCCOA, GA 30577-9192 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Dec 12, 2024 |
| Property Address | 81 BOULDER DR, TOCCOA, GA 30577-9192 |
| Document Number | 0013900234 |
| Book / Page | 1390 / 234 |
| Instrument Date | Nov 27, 2024 |
| Instrument | D2024-002402 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 BOULDER DR, TOCCOA, GA 30577-9192 |
| Document Number | 0001390236 |
|---|---|
| Date | Dec 12, 2024 |
| Instrument | 1390/236 |
| Name | WILLAMETTE VALLEY BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jan 26, 2024 |
| Property Address | 81 BOULDER DR, TOCCOA, GA 30577-9192 |
| Document Number | 0013560001 |
| Book / Page | 1356 / 1 |
| Instrument Date | Jan 25, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | BOULDER DR, GA |
| Investor | Possibly a Property Investor |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Oct 17, 2022 |
| Property Address | 81 BOULDER DR, TOCCOA, GA 30577-9192 |
| Document Number | 0013120368 |
| Book / Page | 1312 / 368 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 2022-001473 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1340 CRONIC TOWN RD, AUBURN, GA 30011-2504 |
| Investor | Possibly a Property Investor |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,329.00 (+2,24%) Homeowner's exemption | $127,576 (+2,331.87%) Land $6,995 Building $120,581 | $318,941 (+2,331.69%) Land $17,488 Building $301,453 |
| 2023 | $185.00 (+1,056.25%) | $5,246 (+992.92%) Land $5,246 | $13,116 (+993%) Land $13,116 |
| 2022 | $16.00 | $480 Land $480 | $1,200 Land $1,200 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579701024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 130 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TOCCOA serves 28,711 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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