81 Bernice Dr, Cheektowaga (Buffalo), NY 14225 Property Records

Erie County and Cheektowaga Town property record for 81 Bernice Dr, Cheektowaga, NY 14225

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,316 sqft · built 1964
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jan 2023)
Tax Bill	$6,070 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027-0098000`

Property Details

APN / Parcel Number

Primary APN	`027-0098000`
Alternative APNs	`30891030500008016000` `143089 103.05-8-16`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Canopy	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	027-0098000
Street Address	81 BERNICE DR
City	CHEEKTOWAGA
State	NY
Zip	14225-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 2159 SL 125
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	8
Legal Lot Number	16.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	2
Census Block	2003
Census Tract	10003

Owner

81 Bernice Dr is owned and occupied by two individuals who bought it in January 2023.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81 BERNICE DR, CHEEKTOWAGA, NY 14225-4411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2023 · Amount on File
Deed Sale	Jan 5, 2023 · Amount on File
Deed Document Number	20232719
Deed Book / Page	11412 / 6035
Prior Transfer Date	Dec 9, 2005
Prior Transfer Doc	0000108240
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jan 5, 2023
Property Address	81 BERNICE DR, CHEEKTOWAGA, NY 14225-4411
Document Number	0114126035
Book / Page	11412 / 6035
Instrument Date	Dec 19, 2022
Instrument	2023002719
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 CARTER ST, LANCASTER, NY 14086-1810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 GORTON ST, BUFFALO, NY 14207-2709

Mortgage

Document Number	0140795034
Date	Jan 5, 2023
Instrument	14079/5034

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 81 Bernice Dr was $6,070, up 89.3% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga-Maryvale Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,070.00 (+89.27%)
2025	$3,207.00 (-46.32%)	$190,000 (-) Land $16,000 Building $174,000	$253,333 (+6.67%) Land $21,333 Building $232,000
2024	$5,974.00	$190,000 (-) Land $16,000 Building $174,000	$237,500 (+13.75%) Land $20,000 Building $217,500
2023		$190,000 Land $16,000 Building $174,000	$208,791 Land $17,582 Building $191,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Bernice Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2006)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Bernice Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20