Erie County and Cheektowaga Town property record for 76 Bernice Dr, Cheektowaga, NY 14225
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,292 sqft · built 1960 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Dec 2018) |
| Tax Bill | $5,922 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jul 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 143089 103.05-7-27 |
| Primary APN | 143089 103.05-7-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Game Room | Game Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 105 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 027 0120000 |
|---|---|
| Street Address | 76 BERNICE DR |
| City | CHEEKTOWAGA |
| State | NY |
| Zip | 14225-4412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 2159 SL 147 |
| Legal Subdivision | THE HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 7 |
| Legal Lot Number | 27.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10003 |
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 76 BERNICE DR, CHEEKTOWAGA, NY 14225-4412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| May 6, 2019 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Dec 18, 2018 | Deed, Transfer |
| Dec 18, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on Record |
| Deed Sale | Dec 18, 2018 · Amount on Record |
| Deed Document Number | 2018252143 |
| Deed Book / Page | 11338 / 8060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 76 BERNICE DR, CHEEKTOWAGA, NY 14225-4412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 76 BERNICE DR, CHEEKTOWAGA, NY 14225-4412 |
| Document Number | 0141142541 |
|---|---|
| Date | Dec 21, 2023 |
| Book Page | 14114/2541 |
| Instrument | 2023220615 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 76 BERNICE DR, CHEEKTOWAGA, NY 14225-4412 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 76 BFNC DR, BUFFALO, NY 14204 |
| Document Number | 0140039345 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 14003/9345 |
| Instrument | 2021134551 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Jul 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 76 BERNICE DR, CHEEKTOWAGA, NY 14225-4412 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 76 BERNICE DR, CHEEKTOWAGA, NY 14225-4412 |
| Document Number | 0113832207 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 11383/2207 |
| Instrument | 2021134552 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Jul 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 76 BERNICE DR, CHEEKTOWAGA, NY 14225-4412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138949488 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 13894/9488 |
| Instrument | 2019086507 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14225 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Dec 18, 2018 |
| Property Address | 76 BERNICE DR, CHEEKTOWAGA, NY 14225-4412 |
| Document Number | 0113388060 |
| Book / Page | 11338 / 8060 |
| Map Reference | MAP 2159 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 2018252143 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 420 ELMA MEADOW LN, 420, ELMA, NY 14059-9220 |
| Name | Verified Name |
|---|---|
| Address | 76 BERNICE DR, CHEEKTOWAGA, NY 14225-4412 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Dec 18, 2018 |
| Property Address | 76 BERNICE DR, CHEEKTOWAGA, NY 14225-4412 |
| Document Number | 0113388057 |
| Book / Page | 011338 / 008057 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 BERNICE DR CHEEKTOWAGA NY 142254412, CHEEKTOWAGA, NY 14225-4412 |
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga-Maryvale Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,922.00 (+88.96%) | ||
| 2025 | $3,134.00 (-44.52%) | $185,000 (-) Land $16,000 Building $169,000 | $246,667 (+6.67%) Land $21,333 Building $225,334 |
| 2024 | $5,649.00 | $185,000 (-) Land $16,000 Building $169,000 | $231,250 (+13.75%) Land $20,000 Building $211,250 |
| 2023 | $185,000 Land $16,000 Building $169,000 | $203,297 Land $17,582 Building $185,715 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2006) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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