81 Amethyst Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 81 Amethyst Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,076 sqft · built 1979
Lot Size	0.472 acres (20,560 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Dec 2021)
Tax Bill	$3,903 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18A 9 345`

Property Details

APN / Parcel Number

Primary APN	`18A 9 345`
Alternative APN	`8809`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area
Gross Area	2,796 sqft
1st Floor Area	2,076 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,560 sqft (0.472 acres)
Terrain	Rolling

Exterior Amenities

Porch	Patio
Porch Area	289 sqft
Deck Area	431 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8809
Street Address	81 AMETHYST RD
City	PALMYRA
State	VA
Zip	22963-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 210005960 KNOLLWOOD-9 LOT 345 20,549 SQ FT
Legal Subdivision	KNOLLWOOD PH 9
Legal Block	34
Legal Lot Number	345
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1010
Census Tract	20103

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 AMETHYST RD, PALMYRA, VA 22963-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO
Dec 6, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Deed Document Number	20215960
Prior Transfer Date	Dec 2, 2021
Prior Transfer Doc	0000005960
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	81 AMETHYST RD, PALMYRA, VA 22963-2414
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001030
Date	Mar 2, 2021
Instrument	210001030

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	81 AMETHYST RD, PALMYRA, VA 22963-2414
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210006150
Date	Dec 16, 2021
Instrument	210006150

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLUVANNA VA
Recording Date	Dec 6, 2021
Property Address	81 AMETHYST RD, PALMYRA, VA 22963-2414
Document Number	0210005960
Map Reference	DB 596 PG 918
Instrument Date	Dec 2, 2021
Instrument	210005960
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 BEDLOW AVE, 1, NEWPORT, RI 02840-1403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 AMETHYST RD, PALMYRA, VA 22963-2414

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Mar 2, 2021
Property Address	81 AMETHYST RD, PALMYRA, VA 22963-2414
Document Number	210001029
Map Reference	DB 565 PG 778
Instrument Date	Oct 5, 2020
Instrument	210001029
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 AMETHYST RD, PALMYRA, VA 22963-2414

Mortgage

Document Number	210001030
Date	Mar 2, 2021
Instrument	210001030

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$517,000 (+7.97%) Land $190,000 Building $327,000	$517,000 (+7.97%) Land $190,000 Building $327,000
2025	$3,903.00 (+7.02%)	$478,840 (+10.79%) Land $190,000 Building $288,840	$478,840 (+10.79%) Land $190,000 Building $288,840
2023		$432,200 Land $190,000 Building $242,200	$432,200 Land $190,000 Building $242,200
2022	$3,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Amethyst Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures