81 12th St, Vaughn, MT 59487 Property Records

Cascade County property record for 81 12th St, Vaughn, MT 59487

Property Summary

Property Type	Residential
Lot Size	0.516 acres (22,477 sqft)
Owner	2 Individual Names on Record
Tax Bill	$327 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Mar 2019 Loan Modification + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`R0254659`

Property Details

APN / Parcel Number

Primary APN	`R0254659`
Alternative APNs	`02-3136-25-2-07-01-0000` `0005733300` `05733300`

Exterior

Lot Area	22,477 sqft (0.516 acres)
Garage Type	Detached
Parking Spaces	4 Parking Spaces
Lean-To	Lean-To

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0005733300
Old Parcel Number	05733300
Street Address	81 12TH ST
City	VAUGHN
State	MT
Zip	59487
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	1
Legal Description	S25, T21 N, R01 E, C.O.S. 5158, TRACT 1A-1
Legal Range	01E
Legal Township	21N
Legal Section	25
Legal Quarter	NW
Legal Subdivision	SURVEY S-0004820
Jurisdiction	CASCADE MT
Township / Civil Division	SUN RIVER VALLEY
Census Block Group	2
Census Block	2038
Census Tract	10700

Owner

Source: Cascade County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 342, VAUGHN, MT 59487-0342
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Deed of Trust, Mortgage · Closed-End Mortgage BELT VALLEY BANK
Mar 26, 2019	Loan Modification, Mortgage · Line of Credit BELT VLY BK
Jun 11, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 14, 2018	Quit Claim Deed, Mortgage · Line of Credit BELT VLY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	81 12TH ST, VAUGHN, MT 59487
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0379275
Date	Nov 14, 2019
Instrument	R0379275

Lender

Name	BELT VALLEY BANK
Type	Bank
Address	BELT, MT 59412

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2024

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASCADE MT
Property Address	81 12TH ST, VAUGHN, MT 59487
Document Number	0000368890
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 12TH ST VAUGHN MT 594879742, VAUGHN, MT 59487-9742

Mortgage

Document Number	0000368890
Date	Apr 8, 2019
Instrument	368890

Lender

Name	BELT VLY BK
Type	Bank
Address	BELT, MT 59412

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 7, 2020

Interest

Rate Type	Adjustable Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASCADE MT
Recording Date	Jun 11, 2018
Property Address	81 12TH ST, VAUGHN, MT 59487
Document Number	0000356376
Instrument Date	Jun 5, 2018
Instrument	356376
Transaction Type	Transfer
Record Updated	Jun 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 342 VAUGHN MT 594870342, VAUGHN, MT 59487-0342

March 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CASCADE MT
Recording Date	Mar 14, 2018
Property Address	81 12TH ST, VAUGHN, MT 59487
Document Number	0000352343
Instrument Date	Mar 9, 2018
Instrument	352343
Transaction Type	Mortgage
Record Updated	Mar 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	79 12TH ST VAUGHN MT 594879742, VAUGHN, MT 59487-9742

Mortgage

Document Number	352344
Date	Mar 14, 2018
Instrument	352344

Lender

Name	BELT VLY BK
Type	Bank
Address	BELT, MT 59412

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of December 31, 2024

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Elementary School District	Vaughn Elementary School District (PK - 08)
Secondary School District	Simms High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$327.00 (-36.38%)	$65,032 (+9.42%)	$65,032 (+9.42%) Land $37,372 Building $27,660
2023	$514.00	$59,434	$59,434 Land $37,734 Building $21,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	24 (1981–2019)
Claims Outside the SFHA	1 of 24
Most Recent Claim	May 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAUGHN CASCADE COUNTY WATER AND SEWER serves 585 people · EPA ID MT0000352
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Konceptio Data Services Fixed Wireless	45 / 18
Montana Internet Fixed Wireless	25 / 5

May also be available: CenturyLink.

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