Osceola County property record for 8099 Bent Tree Loop, Harmony, FL 34773 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,314 sqft Living Area |
| Lot Size | 4,791 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $418,400 (2023) |
| Tax Bill | $631.00 (2024) |
| Primary APN | 32-26-32-3596-000I-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,314 sqft Living Area |
| Gross Area | 2,868 sqft Gross Area |
| 1st Floor | 1,189 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,791 sqft (0.11 acres) |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 91 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 8099 BENT TREE LOOP |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6202 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK I LOT 2 |
| Legal Subdivision | HARMONY CENTRAL PHASE 1 |
| Legal Block | I |
| Legal Lot Number | 2 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 2 |
| Census Block | 2087 |
| Census Tract | 43801 |
Source: Osceola County records · APN 32-26-32-3596-000I-0020
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8099 BENT TREE LOOP, HARMONY, FL 34773-6202 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 11, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage PLANET HOME LENDING LLC |
| Oct 27, 2023 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage FBC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2023 · Amount on Record |
| Deed Sale | Oct 27, 2023 · Amount on Record |
| Deed Doc Number | 2023141817 |
| Deed Book / Page | 6496 / 1412 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 8099 BENT TREE LOOP, HARMONY, FL 34773-6202 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 8099 BENT TREE LOOP, HARMONY, FL 34773-6202 |
| Document Number | 0066320002 |
|---|---|
| Date | Jul 11, 2024 |
| Book Page | 6632/2 |
| Instrument | 2024090956 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 27, 2023 |
| Property Address | 8099 BENT TREE LOOP, HARMONY, FL 34773-6202 |
| Document Number | 0064961412 |
| Book / Page | 6496 / 1412 |
| Map Reference | MB 32 PG 120-133 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 2023141817 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,928.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W GARDEN ST, PENSACOLA, FL 32502-5618 |
| Name | Verified Name |
|---|---|
| Address | 8099 BENT TREE LOOP, HARMONY, FL 34773-6202 |
| Document Number | 0064961413 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 6496/1413 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $712.00 (+12.84%) | $349,860 (+599.72%) | $351,300 (+602.6%) Land $60,000 Building $291,300 |
| 2024 | $631.00 (-9.6%) | ||
| 2023 | $698.00 (+1,044.26%) | $50,000 (+1,036.36%) Land $50,000 | $50,000 (+1,036.36%) Land $50,000 |
| 2022 | $61.00 | $4,400 Land $4,400 | $4,400 Land $4,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Very High above 91% of the US · above 85% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 71 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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