8087 Bent Tree Loop, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 8087 Bent Tree Loop, Harmony, FL 34773 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2023
Square Footage2,472 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$396,900 (2023)
Tax Bill$631.00 (2024)

Property Details

APN / Parcel Number

Primary APN32-26-32-3596-000I-0040
Alternative APN
  • 2632323596000I0040

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,472 sqft Living Area
Gross Area3,051 sqft Gross Area
1st Floor1,029 sqft 1st Floor
Stories2 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area105 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address8087 BENT TREE LOOP
CityHARMONY
StateFL
Zip34773-6202
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK I LOT 4
Legal SubdivisionHARMONY CENTRALPHASE 1
Legal BlockI
Legal Lot Number4
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 32-26-32-3596-000I-0040

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8087 BENT TREE LOOP, HARMONY, FL 34773-6202
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2024Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Oct 12, 2023Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 12, 2023 · Amount on Record
Deed SaleOct 12, 2023 · Amount on Record
Deed Doc Number2023134291
Deed Book / Page6488 / 1394
Record RefreshedSep 20, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address8087 BENT TREE LOOP, HARMONY, FL 34773-6202
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address8087 BENT TREE LOOP, HARMONY, FL 34773-6202

Mortgage

Document Number0066290199
DateJul 08, 2024
Book Page6629/199
Instrument2024088302
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term349 Months
DueAug 01, 2053

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 12, 2023
Property Address8087 BENT TREE LOOP, HARMONY, FL 34773-6202
Document Number0064881394
Book / Page6488 / 1394
Map ReferenceMB 32 PG 120-133
Instrument DateOct 10, 2023
Instrument2023134291
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,778.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

NameVerified Name
Address8087 BENT TREE LOOP, HARMONY, FL 34773-6202

Mortgage

Document Number0064881395
DateOct 12, 2023
Instrument6488/1395
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$712.00 (+12.84%)$366,941 (+633.88%)$368,200 (+636.4%) Land $60,000 Building $308,200
2024$631.00 (-9.6%)
2023$698.00 (+1,044.26%)$50,000 (+1,036.36%) Land $50,000$50,000 (+1,036.36%) Land $50,000
2022$61.00$4,400 Land $4,400$4,400 Land $4,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskVery High
above 91% of the US · above 85% of Florida
Wildfire LikelihoodAbout 1 in 71 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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