8098 Spaulding Cir, Severn, MD 21144 Property Records

Anne Arundel County property record for 8098 Spaulding Cir, Severn, MD 21144

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,557 sqft · built 1971
Lot Size0.197 acres (8,590 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (May 2021)
Tax Bill$3,477 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-755-02039530

Property Details

APN / Parcel Number

Primary APN04-755-02039530
Alternative APNs
  • 475502039530
  • 75502039530

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,557 sqft Living Area
1st Floor Area924 sqft
Basement Area633 sqft
Finished Basement633 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleSplit Foyer
Exterior MaterialAsbestos
Roof MaterialOther
Lot Area8,590 sqft (0.197 acres)
Deck Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number75502039530
Street Address8098 SPAULDING CIR
CitySEVERN
StateMD
Zip21144-2215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 39 STEVENSON PARK
Legal SubdivisionSTEVENSON PARK
Legal Block3
Legal Lot Number39
JurisdictionANNE ARUNDEL MD
Township / Civil Division2
Census Block Group3
Census Block3010
Census Tract740203

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8098 SPAULDING CIR, SEVERN, MD 21144-2215
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2021 · Amount on Record
Deed SaleMay 28, 2021 · Amount on Record
Prior SaleFeb 22, 2007 · Amount on Record
Deed Book / Page36865 / 202
Record UpdatedOct 29, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMay 28, 2021
Property Address8098 SPAULDING CIR, SEVERN, MD 21144-2215
Document Number0368650202
Book / Page36865 / 202
Map ReferenceMB 37 FO 38
Instrument DateMay 10, 2021
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyFREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address8098 SPAULDING CIR, SEVERN, MD 21144-2215

Mortgage

Document Number36865209
DateMay 28, 2021
Instrument36865/209
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$426,967 (+42.24%)$475,900 (+18.24%) Land $205,300 Building $270,600
2025$3,477.00 (+24.4%)
2023$2,795.00 Homeowner's exemption$300,167$402,500 Land $165,300 Building $237,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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