8097 State Rte 351 E, Henderson, KY 42420 Property Records

Henderson County property record for 8097 State Rte 351 E, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 1971
Lot Size	0.643 acres (28,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,900 (Nov 2017)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`87A-134`

Property Details

APN / Parcel Number

Primary APN	`87A-134`
Alternative APN	`42944`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,690 sqft Finished Area
Basement Area	494 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	28,000 sqft (0.643 acres)
Lot Dimensions	200 ft deep x 140 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	500 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	42944
Street Address	8097 STATE ROUTE 351 E
City	HENDERSON
State	KY
Zip	42420-9464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	WILL MILES H COOKSEY
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	2
Census Block	2013
Census Tract	20703

Owner

Source: Henderson County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8097 STATE ROUTE 351 E, HENDERSON, KY 42420-9464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Nov 22, 2017	Deed, Transfer · Conventional Mortgage FIRST LIBERTY FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Prior Sale	Mar 14, 2013 · Amount on Record
Deed Document Number	201713198
Deed Book / Page	628 / 209
Prior Transfer Date	Jan 4, 2013
Prior Transfer Doc	RE0595/231
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	8097 STATE ROUTE 351 E, HENDERSON, KY 42420-9464
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1361/658
Date	Jul 15, 2021
Book Page	MT 1361/658
Instrument	2021008198

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Nov 22, 2017
Property Address	8097 STATE ROUTE 351 E, HENDERSON, KY 42420-9464
Document Number	RE0628/209
Book / Page	RE 0628 / 209
Instrument Date	Nov 17, 2017
Instrument	2017013198
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2023 SUMMERHILL LN, 2023, HENDERSON, KY 42420-9163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8097 STATE ROUTE 351 E, HENDERSON, KY 42420-9464

Mortgage

Document Number	2017013199
Date	Nov 22, 2017
Instrument	2017013199

Lender

Name	FIRST LIBERTY FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,846.00 (+18.11%)	$161,500 (+19.72%)	$161,500 (+19.72%)
2023	$1,563.00	$134,900	$134,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

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