8085 State Rte 351 E, Henderson, KY 42420 Property Records

Henderson County property record for 8085 State Rte 351 E, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,953 sqft · built 1931
Lot Size	0.742 acres (32,300 sqft)
Owner	Individual Name on Record
Last Sale	$47,000 (Feb 2017)
Tax Bill	$2,117 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`87A-135`

Property Details

APN / Parcel Number

Primary APN	`87A-135`
Alternative APNs	`41689` `52917`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,953 sqft Finished Area
Basement Area	651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	32,300 sqft (0.742 acres)
Lot Dimensions	190 ft deep x 170 ft wide
Garage Type	Detached
Driveway	Gravel Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	52917
Street Address	8085 STATE ROUTE 351 E
City	HENDERSON
State	KY
Zip	42420-9464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	2
Census Block	2013
Census Tract	20703

Owner

Source: Henderson County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8085 STATE ROUTE 351 E, HENDERSON, KY 42420-9464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Nov 21, 2023	Deed of Trust, Mortgage · USDA Mortgage BANK OF ENGLAND
Apr 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE GERMAN AMERICAN BANK
Feb 20, 2017	Deed, Transfer · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2017 · Amount on Record
Deed Sale	Feb 20, 2017 · Amount on Record
Deed Document Number	20172040
Deed Book / Page	622 / 466
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	8085 STATE ROUTE 351 E, HENDERSON, KY 42420-9464
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8085 STATE ROUTE 351 E, HENDERSON, KY 42420-9464

Mortgage

Document Number	MT1496/940
Date	Mar 18, 2026
Book Page	MT1496/940
Instrument	2026002560

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	1100 VIRGINIA DR STE 125, FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	8085 STATE ROUTE 351 E, HENDERSON, KY 42420-9464
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7500 E POWELL AVE, EVANSVILLE, IN 47715-4510

Mortgage

Document Number	MT1432/353
Date	Nov 21, 2023
Book Page	MT1432/353
Instrument	2023010549

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	8085 STATE ROUTE 351 E, HENDERSON, KY 42420-9464
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9260 HIGHWAY 41 S, HENDERSON, KY 42420-9325

Mortgage

Document Number	MT1351/403
Date	Apr 14, 2021
Book Page	MT 1351/403
Instrument	2021004153

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Mar 18, 2028

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Feb 20, 2017
Property Address	8085 STATE ROUTE 351 E, HENDERSON, KY 42420-9464
Document Number	RE0622/466
Book / Page	RE 0622 / 466
Instrument Date	Feb 17, 2017
Instrument	2017002040
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6172 LARUE RD, 6172, HENDERSON, KY 42420-9424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9260 US HIGHWAY 41 S, HENDERSON, KY 42420-9325

Mortgage

Document Number	2017002041
Date	Feb 20, 2017
Instrument	2017002041

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 17, 2022

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,117.00 (+216.44%)	$186,000 (+238.18%)	$186,000 (+238.18%)
2023	$669.00	$55,000	$55,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

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