8097 Camino Montego, Carlsbad, CA 92009 Property Records

San Diego County property record for 8097 Camino Montego, Carlsbad, CA 92009 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 4,574 sqft · built 2003
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$1,337,000 (Mar 2005)
Tax Bill	$22,472 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`264-620-15-00`

Property Details

APN / Parcel Number

Primary APN	`264-620-15-00`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	4,574 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	8097 CAMINO MONTEGO
City	CARLSBAD
State	CA
Zip	92009-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 181 TR 014195
Legal Subdivision	CARLSBAD COURT
Legal Tract	014195
Legal Block	1
Legal Lot Number	181
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	17109

Owner

Source: San Diego County records · APN 264-620-15-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8097 CAMINO MONTEGO, CARLSBAD, CA 92009-9545
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2005 · Amount on Record
Deed Sale	Mar 11, 2005 · Amount on Record
Deed Document Number	2005203732
Last Transfer Date	Feb 05, 2009
Transfer Doc	0000068841
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8097 CAMINO MONTEGO, CARLSBAD, CA 92009-9545
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8097 CAMINO MONTEGO, CARLSBAD, CA 92009-9545

Mortgage

Document Number	0000564605
Date	Sep 23, 2020
Instrument	2020-0564605

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Oct 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,996,580 (+2%) Land $995,246 Building $1,001,334
2025	$22,472.00 (+6.32%) Homeowner's exemption	$1,957,432 (+4.04%) Land $975,732 Building $981,700
2023	$21,137.00 (+2.1%) Homeowner's exemption	$1,881,424 Land $937,844 Building $943,580
2022	$20,702.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.