8078 Camino Montego, Carlsbad, CA 92009 Property Records

San Diego County property record for 8078 Camino Montego, Carlsbad, CA 92009 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,040 sqft · built 2003
Lot Size	0.315 acres (13,732 sqft)
Owner	2 Individual Names on File
Last Sale	$1,800,000 (Jun 2021)
Tax Bill	$22,335 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`264-620-01-00`

Property Details

APN / Parcel Number

Primary APN	`264-620-01-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,040 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	13,732 sqft (0.315 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	8078 CAMINO MONTEGO
City	CARLSBAD
State	CA
Zip	92009-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 73 TR 014195
Legal Subdivision	CARLSBAD COURT
Legal Tract	014195
Legal Block	1
Legal Lot Number	73
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	17109

Owner

Source: San Diego County records · APN 264-620-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8078 CAMINO MONTEGO, CARLSBAD, CA 92009-9544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Jul 24, 2018	Reverse Mortgage, Transfer · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Sep 30, 2016 · Amount on Record
Deed Document Number	2021451473
Prior Transfer Date	Sep 09, 2004
Prior Transfer Doc	0000964902
Record Updated	Sep 20, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 21, 2021
Property Address	8078 CAMINO MONTEGO, CARLSBAD, CA 92009-9544
Document Number	0000451473
Map Reference	MAP 14195
Instrument Date	Jun 02, 2021
Instrument	2021-0451473
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8078 CAMINO MONTEGO, CARLSBAD, CA 92009-9544

Mortgage

Document Number	0000451474
Date	Jun 21, 2021
Instrument	2021-0451474

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 01, 2031
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	Other
Max Rate	10.9%

July 2018: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2018
Property Address	8078 CAMINO MONTEGO, CARLSBAD, CA 92009-9544
Document Number	0000300653
Instrument Date	Jul 13, 2018
Instrument	300653
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8078 CAMINO MONTEGO CARLSBAD CA 920099544, CARLSBAD, CA 92009-9544

Mortgage

Document Number	300655
Date	Jul 24, 2018
Instrument	300655

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	828 Months
Due	Jul 23, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.72%

Mortgage

Document Number	300654,
Date	Jul 24, 2018
Instrument	300654

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	PO BOX 2026, FLINT, MI 48501-2026

Agreement

Amount	Amount Recorded
Term	828 Months
Due	Jul 23, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.72%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,987,342 (+2%) Land $1,214,487 Building $772,855
2025	$22,335.00 (+6.31%) Homeowner's exemption	$1,948,375 (+4.04%) Land $1,190,674 Building $757,701
2023	$21,009.00 (+1.73%)	$1,872,720 Land $1,144,440 Building $728,280
2022	$20,651.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 377 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ting Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Camino Montego

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures