8094 Par Five Dr, Onamia, MN 56359 Property Records

Mille Lacs County property record for 8094 Par Five Dr, Onamia, MN 56359

Property Summary

Property Type	Seasonal / Vacation Home
Details	1,068 sqft · built 1992
Lot Size	0.051 acres (2,239 sqft)
Owner	Company Name on Record
Last Sale	$449,500 (May 2023)
Tax Bill	$4,166 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-408-0190`

Property Details

APN / Parcel Number

Primary APN	`17-408-0190`

Interior

Building Area	1,068 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	2,239 sqft (0.051 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	120 sqft

Location & Zoning

Street Address	8094 PAR FIVE DR
City	ONAMIA
State	MN
Zip	56359-7873
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Range	26
Legal Township	42
Legal Section	11
Legal Subdivision	FOURTH ADDN TO IZATYS GOLF AND YACHT
Legal Block	5
Legal Lot Number	3
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2003
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16261 ROYAL RD, ANOKA, MN 55303-8013
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Warranty Deed, Transfer · Commercial Mortgage FIRST SECURITY BANK
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FCU
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage BARRINGTON BANK & TRUST CO NA
Jul 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Aug 24, 2021 · Amount on Record
Deed Document Number	2023436300
Prior Transfer Date	Jul 9, 2018
Prior Transfer Doc	000A406978
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 19, 2023
Property Address	8094 PAR FIVE DR, ONAMIA, MN 56359-7873
Document Number	000A436300
Instrument Date	May 9, 2023
Instrument	A436300
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	ATYPICAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,483.35
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16261 ROYAL RD, RAMSEY, MN 55303-8013

Mortgage

Document Number	000A436301
Date	May 19, 2023
Instrument	A436301

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2038

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	8094 PAR FIVE DR, ONAMIA, MN 56359-7873
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A416764
Date	Apr 22, 2020
Instrument	A416764

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 21, 2030

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 24, 2021
Property Address	8094 PAR FIVE DR, ONAMIA, MN 56359-7873
Document Number	000A426428
Instrument Date	Aug 20, 2021
Instrument	A426428
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 BURLINGTON ST E, STILLWATER, MN 55082-5851

Mortgage

Document Number	000A426429
Date	Aug 24, 2021
Instrument	A426429

Lender

Name	BARRINGTON BANK & TRUST CO NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 11, 2018
Property Address	8094 PAR FIVE DR, ONAMIA, MN 56359-7873
Document Number	000A406978
Instrument Date	Jul 9, 2018
Instrument	A406978
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8094 PAR FIVE DR, ONAMIA, MN 56359-7873

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,166.00 (-2.85%)	$467,100 (+5.49%) Land $141,000 Building $326,100	$467,100 (+5.49%) Land $141,000 Building $326,100
2025	$4,288.00 (+25.67%)	$442,800 (+25.9%) Land $131,000 Building $311,800	$442,800 (+25.9%) Land $131,000 Building $311,800
2023	$3,412.00	$351,700 Land $108,000 Building $243,700	$351,700 Land $108,000 Building $243,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Par Five Dr

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