8074 Par Five Dr, Onamia, MN 56359 Property Records

Mille Lacs County property record for 8074 Par Five Dr, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,068 sqft · built 1994
Lot Size	0.051 acres (2,239 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jun 2018)
Tax Bill	$3,548 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-411-0030`

Property Details

APN / Parcel Number

Primary APN	`17-411-0030`

Interior

Building Area	1,068 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	2,239 sqft (0.051 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	128 sqft

Location & Zoning

Street Address	8074 PAR FIVE DR
City	ONAMIA
State	MN
Zip	56359-7873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	26
Legal Township	42
Legal Section	11
Legal Subdivision	SIXTH ADDN TO IZATYS GOLF AND YACHT
Legal Block	1
Legal Lot Number	3
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2003
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8074 PAR FIVE DR, ONAMIA, MN 56359-7873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Deed of Trust, Mortgage · ARM ANGEL OAK MORTGAGE SOLUTIONS
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	2018406726
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	8074 PAR FIVE DR, ONAMIA, MN 56359-7873
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A406727
Date	Jun 25, 2018
Instrument	A406727

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	5.63%
Max Rate At Change	9.63%
Index	1-Year LIBOR
Margin	4

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	8074 PAR FIVE DR, ONAMIA, MN 56359-7873
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A419422
Date	Sep 22, 2020
Instrument	A419422

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,548.00 (+7.78%)	$406,900 (+4.95%) Land $141,000 Building $265,900	$406,900 (+4.95%) Land $141,000 Building $265,900
2025		$387,700 (+14.91%) Land $131,000 Building $256,700	$387,700 (+14.91%) Land $131,000 Building $256,700
2023	$3,292.00	$337,400 Land $108,000 Building $229,400	$337,400 Land $108,000 Building $229,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Par Five Dr

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