Calvert County property record for 8092 Windward Key Dr, Chesapeake Beach, MD 20732
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,186 sqft · built 1988 |
| Lot Size | 0.042 acres (1,848 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $465,000 (Sep 2020) |
| Tax Bill | $5,189 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-125556 |
| Primary APN | 03-125556 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,186 sqft Total Area |
| Basement Area | 380 sqft |
| Finished Basement | 380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,848 sqft (0.042 acres) |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 56 sqft |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 125556 |
|---|---|
| Street Address | 8092 WINDWARD KEY DR |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-3120 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | C |
| Legal Description | LT 4 PLAT 1 WINDWARD KEY |
| Legal Subdivision | WINDWARD KEY |
| Legal Lot Number | 4 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 860403 |
8092 Windward Key Dr, a townhouse, is held in a trust since January 2023.
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6004 OVERLEA RD, BETHESDA, MD 20816-2454 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 15, 2023 | Intrafamily Transfer, Transfer |
| Oct 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Sep 3, 2020 | Grant Deed, Transfer BRENNAN TITLE |
| Jan 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CURBIO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2020 · Amount on File |
| Deed Sale | Sep 3, 2020 · Amount on File |
| Prior Sale | Aug 19, 2015 · Amount on File |
| Deed Book / Page | 5688 / 472 |
| Last Transfer Date | Jan 27, 2023 |
| Transfer Doc | 0064010244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Feb 15, 2023 |
| Property Address | 8092 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-3120 |
| Document Number | 0064010244 |
| Book / Page | 6401 / 244 |
| Map Reference | LB ABE 2 FO 205 |
| Instrument Date | Jan 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6004 OVERLEA RD, BETHESDA, MD 20816-2454 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6004 OVERLEA RD, BETHESDA, MD 20816-2454 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 8092 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-3120 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MONARCH TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0054650009 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 5465/009 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 3, 2020 |
| Property Address | 8092 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-3120 |
| Document Number | 0056880472 |
| Book / Page | 005688 / 000472 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2020 |
| Title Company | BRENNAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $465.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6004 OVERLEA RD BETHESDA MD 208162454, BETHESDA, MD 20816-2454 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 8092 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-3120 |
| Document Number | 0053450073 |
| Instrument Date | Jan 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 8092 WINDWARD KEY DR CHESAPEAKE BEACH MD 207323120, CHESAPEAKE BEACH, MD 20732-3120 |
| Document Number | 0053450073 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 005345/000073 |
| Name | CURBIO INC |
|---|---|
| Address | 11325 SEVEN LOCKS RD, POTOMAC, MD 20854-3205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 8092 Windward Key Dr was $5,189.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Municipality | Chesapeake Beach Town |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $509,833 (+5.56%) | $563,500 (+16.67%) Land $175,000 Building $388,500 | |
| 2025 | $5,189.00 | $483,000 Land $175,000 Building $308,000 | $483,000 Land $175,000 Building $308,000 |
| 2023 | $4,389.00 | $438,667 | $483,000 Land $175,000 Building $308,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8092 Windward Key Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 2 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8092 Windward Key Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures