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8087 Windward Key Dr, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 8087 Windward Key Dr, Chesapeake Beach, MD 20732

Property Summary

Property TypeTownhouse
Details4.5 ba · 2,303 sqft · built 1988
Lot Size0.068 acres (2,983 sqft)
Owner2 Individual Names on Record
Last Sale$685,000 (Oct 2020)
Tax Bill$7,465 (2025)
Deeds & MortgagesOct 2021 Transfer
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-126099

Property Details

APN / Parcel Number

Primary APN03-126099
Alternative APNs
  • 3126099
  • 126099

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,303 sqft Total Area
Basement Area380 sqft
Finished Basement380 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,983 sqft (0.068 acres)
View / LotWaterfront
Garage TypeBasement
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area121 sqft
Deck Area254 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number126099
Street Address8087 WINDWARD KEY DR
CityCHESAPEAKE BEACH
StateMD
Zip20732-3120
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeC
Legal DescriptionLT 47 PLAT 1 WINDWARD KEY
Legal SubdivisionWINDWARD KEY 01
Legal Lot Number47
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2000
Census Tract860403

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address8087 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-3120
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2021Intrafamily Transfer, Transfer
Oct 20, 2020Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2020 · Amount on Record
Deed SaleOct 20, 2020 · Amount on Record
Prior SaleJan 31, 2003 · Amount on Record
Deed Book / Page5734 / 155
Last Transfer DateSep 20, 2021
Transfer Doc0060980453
Record UpdatedJun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALVERT MD
Recording DateOct 1, 2021
Property Address8087 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-3120
Document Number0060980453
Book / Page6098 / 453
Map ReferenceLB ABE 2 FO 205
Instrument DateSep 20, 2021
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address9026 FAIRVIEW RD, SILVER SPRING, MD 20910-4105

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateOct 20, 2020
Property Address8087 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-3120
Document Number0057340155
Book / Page5734 / 155
Map ReferenceLB ABE 2 FO 205
Instrument DateAug 28, 2020
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8087 WINDWARD KEY DR, 8087, CHESAPEAKE BEACH, MD 20732-3120

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address8087 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-3120

Mortgage

Document Number0005734161
DateOct 20, 2020
Instrument5734/161
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
MunicipalityChesapeake Beach Town
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,465.00 (+21.01%)$701,700 (+13.82%) Land $300,000 Building $401,700$701,700 (-) Land $300,000 Building $401,700
2023$6,169.00 Homeowner's exemption$616,500$701,700 Land $300,000 Building $401,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims2 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHESAPEAKE BEACH
serves 5,000 people · EPA ID MD0040003
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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