8092 N Ryan Cir, Byron, IL 61010 Property Records

Ogle County property record for 8092 N Ryan Cir, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	1,650 sqft · built 1991
Lot Size	0.501 acres (21,834 sqft)
Owner	Individual Name on Record
Tax Bill	$4,965 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-29-478-010`

Property Details

APN / Parcel Number

Primary APN	`05-29-478-010`

Interior

Stories	1 Story
Building Area	1,650 sqft Living Area
Basement Area	1,650 sqft
Unfinished Basement	1,650 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	21,834 sqft (0.501 acres)
Lot Dimensions	120 ft deep x 182 ft wide

Location & Zoning

Street Address	8092 N RYAN CIR
City	BYRON
State	IL
Zip	61010-9424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:11 TWP:25 SECT/LOT:29 LOT 8 SETTLERS COVE
Legal Range	11
Legal Township	25
Legal Section	29
Legal Subdivision	SETTLERS COVE
Legal Block	11
Legal Lot Number	8,29
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	1
Census Block	1022
Census Tract	960700

Owner

Source: Ogle County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8092 N RYAN CIR, BYRON, IL 61010-9424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	8092 N RYAN CIR, BYRON, IL 61010-9424
Document Number	0000004832
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8092 N RYAN CIR BYRON IL 610109424, BYRON, IL 61010-9424

Mortgage

Document Number	0000004832
Date	Jul 20, 2020
Instrument	4832

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2035

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,965.00 (+38.19%)	$79,144 (+24.7%) Land $15,769 Building $63,375	$237,432 (+24.7%) Land $47,307 Building $190,125
2023		$63,467 Land $11,667 Building $51,800	$190,401 Land $35,001 Building $155,400
2022	$3,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1994–2013)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand, Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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