8091 N Ryan Cir, Byron, IL 61010 Property Records

Ogle County property record for 8091 N Ryan Cir, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	1,700 sqft · built 1990
Lot Size	0.55 acres (23,989 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Apr 2021)
Tax Bill	$6,023 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-29-479-001`

Property Details

APN / Parcel Number

Primary APN	`05-29-479-001`

Interior

Stories	1 Story
Building Area	1,700 sqft Living Area
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	23,989 sqft (0.55 acres)

Location & Zoning

Street Address	8091 N RYAN CIR
City	BYRON
State	IL
Zip	61010-9424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:11 TWP:25 SECT/LOT:29 LOT 1 SETTLERS COVE
Legal Range	11
Legal Township	25
Legal Section	29
Legal Subdivision	SETTLERS COVE SUB
Legal Block	11
Legal Lot Number	1,29
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	1
Census Block	1022
Census Tract	960700

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8091 N RYAN CIR, BYRON, IL 61010-9424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Balloon Mortgage STILLMAN BANCORP NA
Apr 9, 2021	Warranty Deed, Transfer
May 4, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jun 1, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2021 · Amount on Record
Deed Sale	Apr 9, 2021 · Amount on Record
Prior Sale	May 4, 2020 · Amount on Record
Deed Document Number	20212588
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	8091 N RYAN CIR, BYRON, IL 61010-9424
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004646
Date	Aug 10, 2022
Instrument	202204646

Lender

Name	STILLMAN BANCORP NA
Type	Funding / Finance Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 26, 2032

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Apr 9, 2021
Property Address	8091 N RYAN CIR, BYRON, IL 61010-9424
Document Number	0000002588
Map Reference	PG 84
Instrument Date	Apr 7, 2021
Instrument	202102588
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8091 N RYAN CIR, BYRON, IL 61010-9424

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	May 4, 2020
Property Address	8091 N RYAN CIR, BYRON, IL 61010-9424
Document Number	0000002581
Map Reference	PF A PG 84
Instrument Date	May 1, 2020
Instrument	202002581
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8091 N RYAN CIR, BYRON, IL 61010-9424

Mortgage

Document Number	0000002582
Date	May 4, 2020
Instrument	202002582

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	2.88%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jun 1, 2018
Property Address	8091 N RYAN CIR, BYRON, IL 61010-9424
Document Number	0000002967
Map Reference	FILEA PG84
Instrument Date	May 30, 2018
Instrument	201802967
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8091 N RYAN CIR, BYRON, IL 61010-9424

Mortgage

Document Number	0000002968
Date	Jun 1, 2018
Instrument	201802968

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,023.00 (+31.42%)	$88,666 (+22.65%) Land $15,769 Building $72,897	$265,998 (+22.65%) Land $47,307 Building $218,691
2023		$72,290 Land $11,667 Building $60,623	$216,870 Land $35,001 Building $181,869
2022	$4,583.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1994–2013)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand, Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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