8091 Mount Harmony Ln, Owings, MD 20736 Property Records

Calvert County property record for 8091 Mount Harmony Ln, Owings, MD 20736

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,412 sqft · built 1978
Lot Size3.25 acres (141,570 sqft)
Owner2 Individual Names on File
Last Sale$165,500 (Jan 1991)
Tax Bill$4,543 (2025)
Flood ZoneZone X (minimal risk)
APN03-083101

Property Details

APN / Parcel Number

Primary APN03-083101
Alternative APNs
  • 3083101
  • 083101

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,412 sqft Total Area
Basement Area972 sqft
Finished Basement972 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area141,570 sqft (3.25 acres)

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchSlab
Porch Area376 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number083101
Street Address8091 MOUNT HARMONY LN
CityOWINGS
StateMD
Zip20736-3408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 5 ROY F BEALL SUB
Legal SubdivisionBEALL SUB
Legal Lot Number5
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group1
Census Block1017
Census Tract860300

Owner

8091 Mount Harmony Ln is owned and occupied by two individuals who bought it in January 1991.

Source: Calvert County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address8091 MOUNT HARMONY LN, OWINGS, MD 20736-3408
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 1991 · Amount on File
Deed SaleJan 14, 1991 · Amount on File
Deed Book / Page545 / 63
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 8091 Mount Harmony Ln was $4,543.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$410,267$429,800 Land $161,000 Building $268,800
2025$4,543.00
2023$3,707.00$356,833$400,500 Land $161,000 Building $239,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8091 Mount Harmony Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1999–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8091 Mount Harmony Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Mount Harmony Ln

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