7933 Mount Harmony Ln, Owings, MD 20736 Property Records

Calvert County property record for 7933 Mount Harmony Ln, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,008 sqft · built 1987
Lot Size	10.8 acres (471,319 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,761 (2025)
Flood Zone	Zone X (minimal risk)
APN	`03-121208`

Property Details

APN / Parcel Number

Primary APN	`03-121208`
Alternative APNs	`3121208` `121208`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,008 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	471,319 sqft (10.8 acres)
Garage Type	Attached
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	187 sqft
Deck Area	396 sqft
Gazebo	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	121208
Street Address	7933 MOUNT HARMONY LN
City	OWINGS
State	MD
Zip	20736-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 3RR EVA JANE GIBSON PROP
Legal Subdivision	GIBSON EVA J
Legal Lot Number	3RR
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1017
Census Tract	860300

Owner

7933 Mount Harmony Ln is owned and occupied by two individuals.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7933 MOUNT HARMONY LN, OWINGS, MD 20736-3409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 7933 Mount Harmony Ln was $6,761.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$627,733	$671,200 Land $191,200 Building $480,000
2025	$6,761.00
2023	$5,608.00	$539,800	$606,000 Land $191,200 Building $414,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7933 Mount Harmony Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1999–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7933 Mount Harmony Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250