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8090 Harvard Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 8090 Harvard Dr, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,976 sqft · built 1974
Lot Size0.249 acres (10,846 sqft)
OwnerIndividual Name on Record
Tax Bill$4,589 (2025)
Deeds & MortgagesApr 2020 Mortgage
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APN072-355-04

Property Details

APN / Parcel Number

Primary APN072-355-04
Alternative APN
  • 072-355-04-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,976 sqft Living Area
Gross Area2,564 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof MaterialOther
Lot Area10,846 sqft (0.249 acres)
View / LotMountain
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address8090 HARVARD DR
CityBEN LOMOND
StateCA
Zip95005-9611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal DescriptionTR 371
Legal SubdivisionUNIVERSITY VILLAGE SUB UN#1 TR#371
Legal Tract371
Legal Lot Number31
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1005
Census Tract120600

Owner

Source: Santa Cruz County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8090 HARVARD DR, BEN LOMOND, CA 95005-9611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Aug 23, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 22, 2018
Transfer Doc0000025887
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address8090 HARVARD DR, BEN LOMOND, CA 95005-9611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012056
DateApr 8, 2020
Instrument2020-0012056
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 23, 2018
Property Address8090 HARVARD DR, BEN LOMOND, CA 95005-9611
Document Number0000025887
Instrument DateAug 22, 2018
Instrument25887
Transaction TypeTransfer
Record UpdatedSep 7, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address8090 HARVARD DR BEN LOMOND CA 950059611, BEN LOMOND, CA 95005-9611

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$340,166 (+2%) Land $111,724 Building $228,442
2025$4,589.00 (+10.9%) Homeowner's exemption$333,496 (+4.04%) Land $109,533 Building $223,963
2023$4,138.00 (+2.5%) Homeowner's exemption$320,546 Land $105,280 Building $215,266$887,580
2022$4,037.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1995–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Surfnet Communications.

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