8055 Harvard Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 8055 Harvard Dr, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,969 sqft · built 1974
Lot Size0.251 acres (10,934 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Jun 1995)
Tax Bill$6,157 (2025)
Deeds & MortgagesNov 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN072-354-07

Property Details

APN / Parcel Number

Primary APN072-354-07
Alternative APN
  • 072-354-07-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,969 sqft Living Area
Gross Area2,385 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area10,934 sqft (0.251 acres)
TerrainSteep
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces
Deck Area128 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address8055 HARVARD DR
CityBEN LOMOND
StateCA
Zip95005-9649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionUNIVERSITY VILLAGE SUB UN 1 TR 371
Legal Lot Number6
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1020
Census Tract120600

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8055 HARVARD DR, BEN LOMOND, CA 95005-9649
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 1995 · Amount on Record
Deed SaleJun 1, 1995 · Amount on Record
Deed Document Number199527009
Deed Book / Page5680 / 818
Last Transfer DateNov 15, 2023
Transfer Doc0000022487
Record UpdatedSep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateNov 21, 2023
Property Address8055 HARVARD DR, BEN LOMOND, CA 95005-9649
Document Number0000022487
Map ReferenceVOL 42 PG 51
Instrument DateNov 16, 2023
Instrument2023-0022487
Transaction TypeTransfer
Record UpdatedDec 7, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address8055 HARVARD DR, BEN LOMOND, CA 95005-9649

Mortgage

Document Number0000022488
DateNov 21, 2023
Instrument2023-0022488
Lender
NameBAY FCU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2043

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$479,730 (+2%) Land $222,733 Building $256,997
2025$6,157.00 (+8.8%) Homeowner's exemption$470,324 (+4.04%) Land $218,366 Building $251,958
2023$5,659.00 (+2.46%) Homeowner's exemption$452,060 Land $209,886 Building $242,174$930,780
2022$5,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1995–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Surfnet Communications.

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