Larimer County property record for 809 Welch Ave, #5, Berthoud, CO 80513
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,011 sqft · built 2005 |
| Lot Size | 0.035 acres (1,541 sqft) |
| Owner | Trust Name on File |
| Last Sale | $437,000 (Sep 2025) |
| Tax Bill | $2,636 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jul 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94232-28-005 |
| Primary APN | 94232-28-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,011 sqft Living Area |
| Basement Area | 992 sqft |
| Finished Basement | 992 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,541 sqft |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1638194 |
|---|---|
| Old Parcel Number | 9423228005 |
| Street Address | 809 WELCH AVE # 5, 5 |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-1497 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 5, COTTAGES AT BERTHOUD VILLAGE CONDOMINIUMS, BER (20050092577) |
| Legal Range | 69 |
| Legal Township | 04 |
| Legal Section | 23 |
| Legal Quarter | NW |
| Legal Subdivision | COTTAGES AT BERTHOUD VILLAGE CONDOMINIUM |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 2700 |
809 Welch Ave, #5 is owner-occupied and held in a trust since September 2025.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 809 WELCH AVE # 5, 5, BERTHOUD, CO 80513-1497 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Jul 3, 2025 | Special Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Jun 23, 2025 | Trustee's Deed, Foreclosure |
| Sep 7, 2022 | Special Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on File |
| Deed Sale | Sep 18, 2025 · Amount on File |
| Prior Sale | Jul 3, 2025 · Amount on File |
| Deed Document Number | 20250043221 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Sep 18, 2025 |
| Property Address | 809 WELCH AVE # 5, 5, BERTHOUD, CO 80513-1497 |
| Document Number | 0000043221 |
| Map Reference | DOC 20050092577 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 20250043221 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 809 WELCH AVE # 5, 5, BERTHOUD, CO 80513-1497 |
| Document Number | 0000043223 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 20250043223 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jul 3, 2025 |
| Property Address | 809 WELCH AVE # 5, 5, BERTHOUD, CO 80513-1497 |
| Document Number | 0000030348 |
| Map Reference | DOC 20050092577 |
| Instrument Date | Jul 1, 2025 |
| Instrument | 20250030348 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $34.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 WELCH AVE # 5, 5, BERTHOUD, CO 80513-1497 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jun 23, 2025 |
| Property Address | 809 WELCH AVE # 5, 5, BERTHOUD, CO 80513-1497 |
| Document Number | 0000028168 |
| Map Reference | DOC 20050092577 |
| Instrument Date | Jun 20, 2025 |
| Instrument | 20250028168 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3723, MCALLEN, TX 78502-3723 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Sep 7, 2022 |
| Property Address | 809 WELCH AVE # 5, 5, BERTHOUD, CO 80513-1497 |
| Document Number | 0000055142 |
| Map Reference | DOC 20050092577 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 20220055142 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 809 WELCH AVE # 5, 5, BERTHOUD, CO 80513-1497 |
| Name | Verified Name |
|---|---|
| Address | 809 WELCH AVE # 5, 5, BERTHOUD, CO 80513-1497 |
| Document Number | 0000055143 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 20220055143 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 809 Welch Ave, #5 was $2,636, up 21.4% from the year before.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,636.00 (+21.36%) | $26,051 (-0.86%) Land $6,438 Building $19,613 | $416,800 (+6.27%) Land $103,000 Building $313,800 |
| 2024 | $2,172.00 (+3.68%) | $26,277 (-) Land $6,901 Building $19,376 | $392,200 (-) Land $103,000 Building $289,200 |
| 2023 | $2,095.00 (-4.16%) | $26,277 (+15.23%) Land $6,901 Building $19,376 | $392,200 (+19.54%) Land $103,000 Building $289,200 |
| 2022 | $2,186.00 | $22,803 Land $3,823 Building $18,980 | $328,100 Land $55,000 Building $273,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 809 Welch Ave, #5 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Welch Ave, #5 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.5% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Hilltop Broadband Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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