Elkhart County property record for 809 Wayne St, Middlebury, IN 46540
| Property Type | Bank, Financial Building |
|---|---|
| Details | 1,798 sqft · built 2019 |
| Lot Size | 2.05 acres (89,559 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $14,642 (2024) |
| Deeds & Mortgages | Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-16-226-019.000-035 |
| Primary APN | 20-08-16-226-019.000-035 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,798 sqft Total Area |
| Year Built | Built 2019 |
|---|---|
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 89,559 sqft (2.05 acres) |
| Account Number | 0816226019035 |
|---|---|
| Street Address | 809 WAYNE ST |
| City | MIDDLEBURY |
| State | IN |
| Zip | 46540-9028 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | 1ST SOURCE BANK MIDDLEBURY MINOR SUB LOT 1 |
| Legal Lot Number | 1 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | MIDDLEBURY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 804 |
Source: Elkhart County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 100 N MICHIGAN ST, SOUTH BEND, IN 46601-1630 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 3, 2019 |
| Transfer Doc | 0000010494 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Jun 3, 2019 |
| Property Address | 809 WAYNE ST, MIDDLEBURY, IN 46540-9028 |
| Document Number | 0000010494 |
| Instrument Date | May 29, 2019 |
| Instrument | 10494 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Non-Declared Trust |
| Address | 100 N MICHIGAN ST SOUTH BEND IN 466011630, SOUTH BEND, IN 46601-1630 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Middlebury Township |
| Municipality | Middlebury Town |
| Unified School District | Middlebury Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $619,500 (+5.83%) Land $104,700 Building $514,800 | $619,500 (+5.83%) Land $104,700 Building $514,800 | |
| 2024 | $14,642.00 (-1.17%) | $585,400 (+16.64%) Land $104,700 Building $480,700 | $585,400 (+16.64%) Land $104,700 Building $480,700 |
| 2023 | $501,900 (-10.96%) Land $104,700 Building $397,200 | $501,900 (-10.96%) Land $104,700 Building $397,200 | |
| 2022 | $14,816.00 | $563,700 Land $143,900 Building $419,800 | $563,700 Land $143,900 Building $419,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| New Paris Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber, Surf Internet.
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