809 Warne St, Festus, MO 63028 Property Records

Jefferson County property record for 809 Warne St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,294 sqft · built 2014
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,240 (Aug 2024)
Tax Bill	$2,552 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.01015009`

Property Details

APN / Parcel Number

Primary APN	`193.006.01015009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,294 sqft Living Area
Gross Area	2,630 sqft
1st Floor Area	1,718 sqft
Basement Area	608 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	187 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	336 sqft
Porch	Open Frame Porch
Porch Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	809 WARNE ST
City	FESTUS
State	MO
Zip	63028-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	WB KENNERS PT LOTS 4 & 5
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	WB KENNERS
Legal Block	3
Legal Lot Number	4,5
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	3
Census Block	3010
Census Tract	700801

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 WARNE ST, FESTUS, MO 63028-1353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 18, 2019	Loan Modification, Mortgage PENNYMAC
Jan 8, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 15, 2017	Warranty Deed, Transfer · FHA Mortgage MIDWEST EQUITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2024 · Amount on Record
Deed Sale	Aug 2, 2024 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	202419080
Prior Transfer Date	Sep 7, 2012
Prior Transfer Doc	2012R033852
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 26, 2021
Property Address	809 WARNE ST, FESTUS, MO 63028-1353
Document Number	2021R013264
Map Reference	MB 3 PG 24
Instrument Date	Mar 19, 2021
Instrument	2021R-013264
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7250 TOWER RD, 7250, HILLSBORO, MO 63050-1102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 WARNE ST, FESTUS, MO 63028-1353
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R013265
Date	Mar 26, 2021
Instrument	2021R-013265

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	809 WARNE ST, FESTUS, MO 63028-1353
Document Number	0000005477
Instrument Date	Feb 18, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 WARNE ST FESTUS MO 630281353, FESTUS, MO 63028-1353

Mortgage

Document Number	0000005477
Date	Mar 1, 2019
Instrument	5477

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Interest

Rate	5%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	809 WARNE ST, FESTUS, MO 63028-1353
Document Number	0000005241
Instrument Date	Jan 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 WARNE ST FESTUS MO 630281353, FESTUS, MO 63028-1353

Mortgage

Document Number	0000005241
Date	Feb 27, 2019
Instrument	5241

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 15, 2017
Property Address	809 WARNE ST, FESTUS, MO 63028-1353
Document Number	0000014613
Instrument Date	May 12, 2017
Instrument	14613
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	CHESTERFIELD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 WARNE ST FESTUS MO 630281353, FESTUS, MO 63028-1353

Mortgage

Document Number	14614
Date	May 15, 2017
Instrument	14614

Lender

Name	MIDWEST EQUITY MTG
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,500 (-) Land $1,500 Building $45,000	$244,800 (-) Land $8,100 Building $236,700
2025	$2,552.00 (+39.61%)	$46,500 (+43.96%) Land $1,500 Building $45,000	$244,800 (-) Land $8,100 Building $236,700
2024	$1,828.00 (+0.49%)		$244,800 (+43.92%) Land $8,100 Building $236,700
2023	$1,819.00	$32,300 Land $1,500 Building $30,800	$170,100 Land $8,100 Building $162,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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