809 State St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 809 State St, Three Rivers, MI 49093 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage1,216 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$165,000 (2025)
Tax Bill$743.00 (2025)

Property Details

APN / Parcel Number

Primary APN051-205-010-00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,216 sqft Living Area
1st Floor904 sqft 1st Floor
Basement Area488 sqft Basement
Unfinished Basement488 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area8,276 sqft (0.19 acres)
Depth X Width120 ft x 70 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area288 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address809 STATE ST
CityTHREE RIVERS
StateMI
Zip49093-1225
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE 70 FT OF LOTS 13-14 BLK 1 ASSESSORS PLAT OF WM F ARNOLD ADD. CITY OF 3 RIVERS.
Legal SubdivisionVILLAGE OF LOCKPORT
Legal Block1
Legal Lot Number13-14
JurisdictionST JOSEPH MI
Minor Civil DivisionTHREE RIVERS
Census Blockgroup2
Census Block2026
Census Tract40200

Owner

Source: St. Joseph County records · APN 051-205-010-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address520 14TH ST, 81, THREE RIVERS, MI 49093-1297
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Man as his Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2006Deed of Trust, Mortgage · Line of Credit
FIRST SAVINGS BANK
Sep 15, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GVC MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Sep 15, 2025
  • Deed Sale Price on Sep 15, 2025
  • Prior Sale Amount on Jan 31, 2025
Prior Transfer DateJun 09, 2015
Prior Transfer Doc1786/0875
Record RefreshedSep 20, 2026

December 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address809 STATE ST, THREE RIVERS, MI 49093-1225
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01413/0752
DateDec 26, 2006
Book Page1413/0752
Lender
NameFIRST SAVINGS BANK
TypeBank
AddressTHREE RIVERS, MI 49093
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateSep 15, 2025
Property Address809 STATE ST, THREE RIVERS, MI 49093-1225
Document Number2025007119
Map ReferenceLB 2 PG 51
Instrument DateSep 10, 2025
Instrument2025007119
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyELEVATE TITLE AGCY OF MI LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,237.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address18301 CHURCH ST, MARCELLUS, MI 49067-9589

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 14TH ST # 81, 81, THREE RIVERS, MI 49093-1297

Mortgage

Document Number2025007384
DateSep 15, 2025
Instrument2025007384
Lender
NameGVC MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

Mortgage

Document Number2025007385
DateSep 18, 2025
Instrument2025007385
Lender
NameGVC MORTGAGE INC
TypeMortgage Company
AddressPENDLETON, IN 46064
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$44,500 (-2.2%)$89,000 (-2.2%)
2025$743.00 (-32.21%) Homeowner's exemption$45,500 (+36.23%) Land $3,600 Building $41,900$91,000 (+36.23%) Land $7,200 Building $83,800
2024$1,096.00 (+10.26%)
2023$33,400 Land $2,600 Building $30,800$66,800 Land $5,200 Building $61,600
2022$994.00

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