St. Joseph County property record for 505 State St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,724 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,000 (Jan 2003) |
| Tax Bill | $958 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-245-191-00 |
| Primary APN | 051-245-191-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| 1st Floor Area | 1,084 sqft |
| Basement Area | 1,084 sqft |
| Unfinished Basement | 892 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 120 ft deep x 35 ft wide |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 505 STATE ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 5 BLK 54 EXC RR R/W VIL OF LOCKPORT ALSO 2 FT WIDE OFF E SIDE OF LOT 6 BLK 54. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 54 |
| Legal Lot Number | 5 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 40200 |
Source: St. Joseph County assessment roll, as of August 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 505 STATE ST, THREE RIVERS, MI 49093-1848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Nov 30, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Nov 3, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Apr 25, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2003 · Amount on Record |
| Deed Sale | Jan 10, 2003 · Amount on Record |
| Prior Sale | Dec 12, 2002 |
| Deed Book / Page | 1118 / 75 |
| Last Transfer Date | Apr 24, 2019 |
| Transfer Doc | 1956/0489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 505 STATE ST, THREE RIVERS, MI 49093-1848 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01959/0143 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 1959/0143 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 505 STATE ST, THREE RIVERS, MI 49093-1848 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 505 STATE ST, THREE RIVERS, MI 49093-1848 |
| Document Number | 2022010087 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 2022010087 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 505 STATE ST, THREE RIVERS, MI 49093-1848 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 505 STATE ST, THREE RIVERS, MI 49093-1848 |
| Document Number | 2022009465 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 2022009465 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Apr 25, 2019 |
| Property Address | 505 STATE ST, THREE RIVERS, MI 49093-1848 |
| Document Number | 1956/0489 |
| Book / Page | 1956 / 0489 |
| Instrument Date | Apr 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 S LINCOLN AVE, 106, THREE RIVERS, MI 49093-2117 |
| Name | Verified Name |
|---|---|
| Address | 505 STATE ST, THREE RIVERS, MI 49093-1848 |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,400 (-1.47%) | $120,800 (-1.47%) | |
| 2025 | $958.00 (-25.27%) Homeowner's exemption | $61,300 (+22.85%) Land $1,800 Building $59,500 | $122,600 (+22.85%) Land $3,600 Building $119,000 |
| 2023 | $49,900 Land $1,300 Building $48,600 | $99,800 Land $2,600 Building $97,200 | |
| 2022 | $1,282.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 46 (1982–2018) |
| Claims Outside the SFHA | 2 of 46 |
| Most Recent Claim | Feb 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
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