Okeechobee County property record for 809 SE 12th St, Okeechobee, FL 34974 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1969 |
| Square Footage | 1,516 sqft Living Area |
| Lot Size | 11,979 sqft (0.275 acres) |
| Garage | Attached, 504 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $355,000 (2026) |
| Tax Bill | $3,408.00 (2025) |
| Primary APN | 3-22-37-35-0290-00000-0990 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,516 sqft Living Area |
| Gross Area | 2,020 sqft Gross Area |
| 1st Floor | 1,516 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Terrazzo Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 11,979 sqft (0.275 acres) |
| Depth X Width | 107 ft x 112 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 504 sqft Garage |
| Cooling System | None Cooling |
|---|
| Street Address | 809 SE 12TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-5351 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THE FIRST ADDITION TO OKEECHOBEE ESTATES, AN ADDITION TO OKEECHOBEE (PLAT BOOK 3 PAGE 23) LOT 99 & EAST 1/2 OF LOT 100 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 22 |
| Legal Subdivision | THE FIRST ADDITION TO OKEECHOBEE ESTATES |
| Legal Lot Number | 99 |
| Jurisdiction | OKEECHOBEE FL |
| Minor Civil Division | OKEECHOBEE |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 910500 |
Source: Okeechobee County records · APN 3-22-37-35-0290-00000-0990
Assessment roll updated November 19, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 SE 12TH ST, OKEECHOBEE, FL 34974-5351 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jun 01, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE |
| Mar 04, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 04, 2026 · Amount on Record |
| Deed Sale | Mar 04, 2026 · Amount on Record |
| Prior Sale | May 27, 2025 · Amount on Record |
| Deed Doc Number | 20262413 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jun 01, 2026 |
| Property Address | 809 SE 12TH ST, OKEECHOBEE, FL 34974-5351 |
| Document Number | 0000006131 |
| Instrument Date | Mar 03, 2026 |
| Instrument | 20266131 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3038 PINEHURST DR, GREENACRES, FL 33467-1414 |
| Document Number | 0000006131, |
|---|---|
| Date | Jun 01, 2026 |
| Instrument | 20266131 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Mar 04, 2026 |
| Property Address | 809 SE 12TH ST, OKEECHOBEE, FL 34974-5351 |
| Document Number | 0000002413 |
| Map Reference | MB 3 PG 23 |
| Instrument Date | Feb 28, 2026 |
| Instrument | 2026002413 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | MELLINGER TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1329373RD STREET N, WEST PALM BEACH, FL 33412 |
| Name | Verified Name |
|---|---|
| Address | 809 SE 12TH ST, OKEECHOBEE, FL 34974-5351 |
| Document Number | 0000002415 |
|---|---|
| Date | Mar 04, 2026 |
| Instrument | 2026002415 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Number | 0000002416 |
|---|---|
| Date | Mar 04, 2026 |
| Instrument | 2026002416 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Municipality | Okeechobee City |
| Unified School District | Okeechobee County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,408.00 (+2.01%) | $143,175 (+3.57%) Land $31,725 Building $111,450 | $143,175 (+3.57%) Land $31,725 Building $111,450 |
| 2023 | $3,341.00 (+30.92%) | $138,241 (+22.59%) Land $23,265 Building $114,976 | $138,241 (+22.59%) Land $23,265 Building $114,976 |
| 2022 | $2,552.00 | $112,767 Land $17,978 Building $94,789 | $112,767 Land $17,978 Building $94,789 |
Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 59% of the US · above 32% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 709 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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