807 SE 12th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 807 SE 12th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,836 sqft · built 1968
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Dec 2016)
Tax Bill	$2,422 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0290-00000-1000`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0290-00000-1000`
Alternative APN	`R32237350290000001000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Living Area
Gross Area	2,716 sqft
1st Floor Area	1,836 sqft
Utility Area	156 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	106 ft deep x 44 ft wide
Garage Type	Carport
Garage Area	500 sqft
Carport	Carport
Carport Area	500 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	807 SE 12TH ST
City	OKEECHOBEE
State	FL
Zip	34974-5351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WEST 37.5 FEET OF LOT 100, FIRST ADDITION TO OKEECHOBEE ESTATES, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 3, PAGE 23, PUBLIC RECORDS OF OKEECHOBEE COUNTY, FLORIDA. AND THE EAST 95.82 FEET OF LOT 101, THIRD ADDITION AND REVISIONS TO THE
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	FIRST ADDITION TO OKEECHOBEE
Legal Lot Number	100
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1037
Census Tract	910500

Owner

Source: Okeechobee County assessment roll, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	807 SE 12TH ST, OKEECHOBEE, FL 34974-5351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
Dec 30, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2016 · Amount on Record
Deed Sale	Dec 30, 2016 · Amount on Record
Prior Sale	Mar 21, 2016 · Amount on Record
Deed Document Number	201611828
Deed Book / Page	784 / 722
Prior Transfer Date	Jul 29, 2005
Prior Transfer Doc	0005711065
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 1, 2026
Property Address	807 SE 12TH ST, OKEECHOBEE, FL 34974-5351
Document Number	0000006131
Instrument Date	Mar 3, 2026
Instrument	20266131
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3038 PINEHURST DR, GREENACRES, FL 33467-1414

Mortgage

Document Number	0000006131,
Date	Jun 1, 2026
Instrument	20266131

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	807 SE 12TH ST, OKEECHOBEE, FL 34974-5351
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 SE 12TH ST, OKEECHOBEE, FL 34974-5351

Mortgage

Document Number	0000016543
Date	Dec 30, 2021
Instrument	2021016543

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,422.00 (+6.41%) Homeowner's exemption	$136,763 (+5.99%)	$273,745 (+1.14%) Land $37,596 Building $236,149
2023	$2,276.00 (+3.97%) Homeowner's exemption	$129,038 (+3%)	$270,650 (+20.91%) Land $27,570 Building $243,080
2022	$2,189.00 Homeowner's exemption	$125,280	$223,850 Land $21,305 Building $202,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE 12th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures