809 Ridge Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 809 Ridge Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,976 sqft · built 1979
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,832 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110940100600`

Property Details

APN / Parcel Number

Primary APN	`110940100600`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Building Area	1,976 sqft Living Area
Basement Area	1,976 sqft
Finished Basement	750 sqft
Unfinished Basement	1,226 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Porch	Porch
Porch Area	128 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	809 RIDGE RD
City	DECORAH
State	IA
Zip	52101-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 2 HICKORY RIDGE 2ND
Legal Range	08W
Legal Township	98N
Legal Section	09
Legal Subdivision	HICKORY RIDGE SECOND ADD
Legal Block	2
Legal Lot Number	5
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	3
Census Block	3002
Census Tract	950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 RIDGE RD, DECORAH, IA 52101-1121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 30, 2020
Transfer Doc	2020/4757
Record Updated	Oct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNESHIEK IA
Recording Date	Nov 12, 2020
Property Address	809 RIDGE RD, DECORAH, IA 52101-1121
Document Number	2020/4757
Book / Page	2020 / 4757
Instrument Date	Oct 30, 2020
Instrument	2020 4757
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 RIDGE RD, DECORAH, IA 52101-1121

Mortgage

Document Number	2020475820204758
Date	Nov 12, 2020
Instrument	2020 475820204758

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,832.00	$478,390 (-) Land $57,690 Building $420,700	$478,390 (-) Land $57,690 Building $420,700
2025	$7,832.00 (+4.48%) Homeowner's exemption	$478,390 (+14.79%) Land $57,690 Building $420,700	$478,390 (+14.79%) Land $57,690 Building $420,700
2024	$7,496.00 (+1.16%)
2023		$416,770 (+14.35%) Land $57,690 Building $359,080	$416,770 (+14.35%) Land $57,690 Building $359,080
2022	$7,410.00 Homeowner's exemption	$364,460 Land $48,070 Building $316,390
2021			$364,460 Land $48,070 Building $316,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130