808 Ridge Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 808 Ridge Rd, Decorah, IA 52101

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,799 sqft · built 1977
Lot Size1.13 acres (49,631 sqft)
Owner2 Individual Names on File
Tax Bill$6,942 (2026)
Deeds & MortgagesJan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN110940500700

Property Details

APN / Parcel Number

Primary APN110940500700

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,799 sqft Living Area
Basement Area1,799 sqft
Finished Basement900 sqft
Unfinished Basement899 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area49,631 sqft (1.13 acres)
Lot Dimensions269 ft deep x 70 ft wide
Garage TypeAttached
Garage Area705 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area340 sqft
Deck Area189 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address808 RIDGE RD
CityDECORAH
StateIA
Zip52101-1122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 5 BLK 1 HICKORY RIDGE 2ND
Legal Range08W
Legal Township98N
Legal Section09
Legal SubdivisionHICKORY RDG 2ND ADD
Legal Block1
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group3
Census Block3007
Census Tract950200

Owner

808 Ridge Rd is owned and occupied by two individuals.

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address808 RIDGE RD, DECORAH, IA 52101-1122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address808 RIDGE RD, DECORAH, IA 52101-1122
Transaction TypeMortgage
Record UpdatedFeb 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000000151
DateJan 17, 2018
Book Page0000002018/0000000151
Instrument000000000151
Lender
NameDECORAH B&T CO
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJan 1, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 808 Ridge Rd was $6,942 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,942.00$435,860 (-) Land $71,650 Building $364,210$435,860 (-) Land $71,650 Building $364,210
2025$6,942.00 (+4.61%) Homeowner's exemption$435,860 Land $71,650 Building $364,210$435,860 Land $71,650 Building $364,210
2024$6,636.00
2023$384,940 (+14.62%) Land $71,650 Building $313,290$384,940 Land $71,650 Building $313,290
2022$6,742.00 Homeowner's exemption$335,830 Land $59,700 Building $276,130
2021$335,830 Land $59,700 Building $276,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 808 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 808 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECORAH WATER DEPARTMENT
serves 7,615 people · EPA ID IA9630012
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
GigFire
Fixed Wireless
150 / 130

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