Lyon County property record for 809 N 3rd St, Tracy, MN 56175
| Property Type | Single Family Home |
|---|---|
| Details | built 1970 |
| Lot Size | 0.55 acres (23,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,500 (Mar 2024) |
| Tax Bill | $2,028 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-178017-0 |
| Primary APN | 31-178017-0 |
|---|
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 23,970 sqft (0.55 acres) |
| Lot Dimensions | 170 ft deep x 141 ft wide |
| Street Address | 809 N 3RD ST |
|---|---|
| City | TRACY |
| State | MN |
| Zip | 56175-1242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NON-AG SEC 14 01010001 TRACT 141' X 170' IN SE4 SE4 |
| Legal Subdivision | NON-AG SEC 14 |
| Legal Tract | 141 |
| Jurisdiction | LYON MN |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 360700 |
Source: Lyon County records · APN 31-178017-0
Assessment roll updated September 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1597 290TH AVE, GARVIN, MN 56132-1240 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MINNWEST BANK |
| Feb 15, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INDEPENDENT BANK |
| Mar 15, 2022 | Affidavit of Death of Joint Tenant, Transfer BV ABSTRACT AND TITLE, ABSTRACT & TITLE |
| Mar 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST INDEPENDENT BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 29, 2024 · Amount on Record |
| Deed Sale | Mar 29, 2024 · Amount on Record |
| Prior Sale | Mar 29, 2024 · Amount on Record |
| Deed Document Number | 20241631112 |
| Transfer Doc | 0000013427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 809 N 3RD ST, TRACY, MN 56175-1242 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Title Company | BV ABSTRACT AND TITLE, ABSTRACT & TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017405 |
|---|---|
| Date | Mar 29, 2024 |
| Instrument | 17405 |
| Name | MINNWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 809 N 3RD ST, TRACY, MN 56175-1242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000228114 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 228114 |
| Name | FIRST INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 23, 2029 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LYON MN |
| Recording Date | Mar 15, 2022 |
| Property Address | 809 N 3RD ST, TRACY, MN 56175-1242 |
| Document Number | 0000013427 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 13427 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Title Company | BV ABSTRACT AND TITLE, ABSTRACT & TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 N 3RD ST, TRACY, MN 56175-1242 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LYON MN |
| Recording Date | Mar 15, 2022 |
| Property Address | 809 N 3RD ST, TRACY, MN 56175-1242 |
| Document Number | 0000013428 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 13428 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Title Company | BV ABSTRACT AND TITLE, ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.45 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 809 N 3RD ST, TRACY, MN 56175-1242 |
| Document Number | 0000013429 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 13429 |
| Name | FIRST INDEPENDENT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lyon County records · Assessment roll updated September 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lyon County |
| Municipality | Tracy City |
| Unified School District | Tracy Area Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,028.00 (-3.24%) | ||
| 2025 | $2,096.00 (+26.88%) | $130,500 (+24.05%) Land $10,400 Building $120,100 | $130,500 (+24.05%) Land $10,400 Building $120,100 |
| 2023 | $1,652.00 | $105,200 Land $9,500 Building $95,700 | $105,200 Land $9,500 Building $95,700 |
Source: FEMA National Flood Hazard Layer, Lyon County (27083C), as of May 23, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270833607001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| Midcontinent Communications Fixed Wireless | 100 / 20 |
May also be available: Clarity Telecom.
Based on FCC filings for 358 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1420010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Tracy serves 2,154 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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