780 N 3rd St, Tracy, MN 56175 Property Records

Lyon County property record for 780 N 3rd St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1956
Lot Size	0.261 acres (11,380 sqft)
Owner	Individual Name on Record
Last Sale	$116,500 (Apr 2021)
Tax Bill	$2,274 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-130008-0`

Property Details

APN / Parcel Number

Primary APN	`31-130008-0`

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	11,380 sqft (0.261 acres)

Location & Zoning

Street Address	780 N 3RD ST
City	TRACY
State	MN
Zip	56175-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASSELMAN'S 2ND ADDITION 01010001 LOT 12 & SOUTH 20 FT OF LOT 11
Legal Subdivision	CASSELMAN'S 2ND ADDITION
Legal Lot Number	12-11
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1001
Census Tract	360700

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	780 N 3RD ST, TRACY, MN 56175-1241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST INDEPENDENT BANK
Jun 3, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Jun 14, 2018	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Jun 3, 2019 · Amount on Record
Deed Document Number	202111251
Prior Transfer Date	Jun 14, 2018
Prior Transfer Doc	0000216077
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	780 N 3RD ST, TRACY, MN 56175-1241
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000ER06073
Date	Jun 14, 2018
Instrument	ER06073

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Apr 28, 2021
Property Address	780 N 3RD ST, TRACY, MN 56175-1241
Document Number	0000011251
Instrument Date	Apr 28, 2021
Instrument	11251
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$384.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 N 3RD ST, TRACY, MN 56175-1241

Mortgage

Document Number	0000011252
Date	Apr 28, 2021
Instrument	11252

Lender

Name	FIRST INDEPENDENT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Jun 3, 2019
Property Address	780 N 3RD ST, TRACY, MN 56175-1241
Document Number	0000006961
Instrument Date	May 31, 2019
Instrument	06961
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 N 3RD ST, TRACY, MN 56175-1241

Mortgage

Document Number	0000006962
Date	Jun 3, 2019
Instrument	06962

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

June 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LYON MN
Recording Date	Jun 14, 2018
Property Address	780 N 3RD ST, TRACY, MN 56175-1241
Document Number	0000216077
Instrument Date	Jun 14, 2018
Instrument	216077
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 VILLAGE DR, MARSHALL, MN 56258-2547

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,274.00 (+35.2%)	$147,500 (+3.95%) Land $7,400 Building $140,100	$147,500 (+3.95%) Land $7,400 Building $140,100
2025		$141,900 (+23.28%) Land $7,400 Building $134,500	$141,900 (+23.28%) Land $7,400 Building $134,500
2023	$1,682.00	$115,100 Land $7,100 Building $108,000	$115,100 Land $7,100 Building $108,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

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