Kenton County property record for 809 Main St, Covington, KY 41011 · Last verified December 2025
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1886 |
| Square Footage | 2,312 sqft Finished Area |
| Lot Size | 2,178 sqft (0.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $285,000 (2021) |
| Tax Bill | $3,776.00 (2025) |
| Primary APN | 040-44-15-010.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,312 sqft Finished Area |
| Stories | 3 Stories |
| Year Built | Built 1886 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0404415010.00 |
|---|---|
| Street Address | 809 MAIN ST |
| City | COVINGTON |
| State | KY |
| Zip | 41011-1384 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | HOWK GEO LOT 29 |
| Legal Subdivision | HOWK GEO |
| Legal Lot Number | 29 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 60300 |
Source: Kenton County records · APN 040-44-15-010.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 MAIN ST, COVINGTON, KY 41011-1384 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Nov 24, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Oct 05, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 05, 2021 · Amount on Record |
| Deed Sale | Oct 05, 2021 · Amount on Record |
| Prior Sale | Dec 01, 2009 · Amount on Record |
| Deed Doc Number | 0000121836 |
| Deed Book / Page | 121 / 836 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 809 MAIN ST, COVINGTON, KY 41011-1384 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Title Company | BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0005900041 |
|---|---|
| Date | Sep 28, 2023 |
| Book Page | KCM 495/546 |
| Instrument | 23092805900041 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 10, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 809 MAIN ST, COVINGTON, KY 41011-1384 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 809 MAIN ST, COVINGTON, KY 41011-1384 |
| Document Number | 0005900204 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 306/363 |
| Instrument | 21112405900204 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 03, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 05, 2021 |
| Property Address | 809 MAIN ST, COVINGTON, KY 41011-1384 |
| Document Number | 0005900232 |
| Book / Page | 121 / 836 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 21100505900232 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7921 VICTORY CT, 7921, WEST CHESTER, OH 45069-8655 |
| Name | Verified Name |
|---|---|
| Address | 809 MAIN ST, COVINGTON, KY 41011-1384 |
| Document Number | 0005900233 |
|---|---|
| Date | Oct 05, 2021 |
| Instrument | 21100505900233 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,776.00 (-0.53%) | $285,000 (-) Land $5,000 Building $280,000 | $285,000 (-) Land $5,000 Building $280,000 |
| 2023 | $3,796.00 | $285,000 Land $5,000 Building $280,000 | $285,000 Land $5,000 Building $280,000 |
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