806 Main St, Covington, KY 41011 Property Records

Kenton County property record for 806 Main St, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,010 sqft · built 1886
Lot Size	0.056 acres (2,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$442,500 (Feb 2025)
Tax Bill	$5,697 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-22-05-020.00`

Property Details

APN / Parcel Number

Primary APN	`054-22-05-020.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,010 sqft Finished Area
Gross Area	2,592 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,420 sqft (0.056 acres)
Lot Dimensions	110 ft deep x 22 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	806 MAIN ST
City	COVINGTON
State	KY
Zip	41011-1357
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	GREERS ADDN BLK 47 NORTH PT LOT 4 22'X 110' ES MAIN 40' S 8TH
Legal Subdivision	GREERS ADDN
Legal Phase	47
Legal Block	47
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1014
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3148 10TH AVE N, SAINT PETERSBURG, FL 33713-6628
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Warranty Deed, Transfer · FHA Mortgage RAPID MORTGAGE COMPANY
Mar 8, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 8, 2021	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2025 · Amount on Record
Deed Sale	Feb 11, 2025 · Amount on Record
Prior Sale	Mar 8, 2023 · Amount on Record
Deed Document Number	2025183
Deed Book / Page	328 / 868
Last Transfer Date	Feb 13, 2025
Transfer Doc	0005900084
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 6, 2023
Property Address	806 MAIN ST, COVINGTON, KY 41011-1357
Document Number	0005900124
Book / Page	KC 216 / 339
Instrument Date	Mar 3, 2023
Instrument	23030605900124
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	881 SQUIRE LAKE CT, VILLA HILLS, KY 41017-1362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 MAIN ST, COVINGTON, KY 41011-1357

Mortgage

Document Number	0005900125
Date	Mar 6, 2023
Instrument	23030605900125

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 8, 2023
Property Address	806 MAIN ST, COVINGTON, KY 41011-1357
Document Number	0005900084
Book / Page	KC 216 / 712
Instrument Date	Mar 3, 2023
Instrument	23030805900084
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 RIVERBOAT ROW UNIT 901, 901, NEWPORT, KY 41071-4528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 RIVERBOAT ROW UNIT 901, 901, NEWPORT, KY 41071-4528

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 8, 2021
Property Address	806 MAIN ST, COVINGTON, KY 41011-1357
Document Number	0005900006
Book / Page	116 / 509
Instrument Date	Aug 31, 2021
Instrument	21090805900006
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7076 OCONNELL PL, 7076, UNION, KY 41091-7544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 RIVERSIDE PL STE 201, 201, COVINGTON, KY 41011-5703

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,500 (+2.91%) Land $10,000 Building $432,500	$442,500 (+2.91%) Land $10,000 Building $432,500
2025	$5,697.00 (+42.64%)	$430,000 (+43.38%) Land $5,000 Building $425,000	$430,000 (+43.38%) Land $5,000 Building $425,000
2023	$3,994.00	$299,900 Land $5,000 Building $294,900	$299,900 Land $5,000 Building $294,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures