Monroe County property record for 809 James St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1967 |
| Square Footage | 1,400 sqft Building Perimeter |
| Lot Size | 12,072 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (2022) |
| Tax Bill | $3,560.00 (2024) |
| Primary APN | 07-24-249-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,400 sqft Building Perimeter |
| 1st Floor | 1,400 sqft 1st Floor |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Split Level Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 12,072 sqft (0.28 acres) |
| Garage Type | Built-in Garage |
| Garage Area | 450 sqft Garage |
| Deck Area | 264 sqft Deck |
| Patio Area | 264 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 809 JAMES ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1042 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 19 MEADOWBROOK HEIGHTS |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | MEADOWBROOK HEIGHTS 1 |
| Legal Lot Number | 19 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 16 |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-24-249-001-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 JAMES ST, WATERLOO, IL 62298-1042 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 19, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NEIGHBORS BANK |
| Jul 01, 2018 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) JPMORGAN CHASE BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2022 · Amount on Record |
| Deed Sale | Apr 19, 2022 · Amount on Record |
| Deed Doc Number | 2022423889 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 19, 2022 |
| Property Address | 809 JAMES ST, WATERLOO, IL 62298-1042 |
| Document Number | 0000423889 |
| Map Reference | MB C PG 32 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 423889 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 809 JAMES ST, WATERLOO, IL 62298-1042 |
| Document Number | 0000423890 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 423890 |
| Name | NEIGHBORS BANK |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4.5% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 809 JAMES ST, WATERLOO, IL 62298-1042 |
| Document Number | 0000396771 |
| Instrument Date | Jul 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 809 JAMES ST WATERLOO IL 622981042, WATERLOO, IL 62298-1042 |
| Document Number | 0000396771 |
|---|---|
| Date | Jul 05, 2018 |
| Instrument | 396771 |
| Name | JPMORGAN CHASE BK NA |
|---|
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 04, 2043 |
| Rate | 3.5% |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,790 (+35.91%) Land $16,840 Building $52,950 | $209,370 (+35.91%) Land $50,520 Building $158,850 | |
| 2024 | $3,560.00 | ||
| 2022 | Additional exemption filed | $51,350 Land $15,450 Building $35,900 | $154,050 Land $46,350 Building $107,700 |
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