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807 James St, Waterloo, IL 62298 Property Records

Monroe County property record for 807 James St, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,269 sqft · built 1974
Lot Size0.26 acres (11,349 sqft)
Owner2 Individual Names on File
Tax Bill$3,599 (2024)
Deeds & MortgagesDec 2023 Transfer
Nov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN07-24-249-002-000

Property Details

APN / Parcel Number

Primary APN07-24-249-002-000
Alternative APN
  • 07241120100300 00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,269 sqft Living Area
1st Floor Area1,269 sqft
Basement Area1,269 sqft
Unfinished Basement1,269 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area11,349 sqft (0.26 acres)
Garage Area350 sqft
DrivewayConcrete Driveway
Driveway Area240 sqft
PorchSlab
Porch Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address807 JAMES ST
CityWATERLOO
StateIL
Zip62298-1042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 MEADOWBROOK HEIGHTS
Legal Range10W
Legal Township02S
Legal Section24
Legal SubdivisionMEADOWBROOK HEIGHTS 01
Legal Lot Number20
JurisdictionMONROE IL
Township / Civil Division16
Census Block Group3
Census Block3000
Census Tract600401

Owner

Source: Monroe County records · APN 07-24-249-002-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address807 JAMES ST, WATERLOO, IL 62298-1042
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2023Intrafamily Transfer, Transfer
ACCENT TITLE
Nov 09, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
DISCOVER BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateNov 21, 2023
Transfer Doc0000431385
Record UpdatedSep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateDec 06, 2023
Property Address807 JAMES ST, WATERLOO, IL 62298-1042
Document Number0000431385
Map ReferenceMB C PG 32
Instrument DateDec 01, 2023
Instrument431385
Transaction TypeTransfer
Record UpdatedDec 20, 2023
Title CompanyACCENT TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address807 JAMES ST, WATERLOO, IL 62298-1042

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateNov 09, 2023
Property Address807 JAMES ST, WATERLOO, IL 62298-1042
Document Number0000431122
Map ReferenceMB C PG 32
Instrument DateOct 23, 2023
Instrument431122
Transaction TypeTransfer
Record UpdatedNov 29, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address807 JAMES ST, WATERLOO, IL 62298-1042

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address807 JAMES ST, WATERLOO, IL 62298-1042

Mortgage

Document Number0000431131
DateNov 13, 2023
Instrument431131
Lender
NameDISCOVER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 27, 2053
Interest
Rate TypeFixed Rate
Rate8.49%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$73,050 (+18.82%) Land $16,740 Building $56,310$219,150 (+18.82%) Land $50,220 Building $168,930
2024$3,599.00
2022Additional exemption filed$61,480 Land $15,370 Building $46,110$184,440 Land $46,110 Building $138,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 14% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
HTC HoldingFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
HTC HoldingDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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