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809 Hwy 281, Red Cloud, NE 68970 Property Records

Webster County property record for 809 Hwy 281, Red Cloud, NE 68970 · Last verified March 2026

Property Summary

Property TypeRural Home
Details4 bd · 2 ba · 1,414 sqft · built 1961
Lot Size2.86 acres (125,017 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Nov 2018)
Tax Bill$1,456 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001910700

Property Details

APN / Parcel Number

Primary APN001910700

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,414 sqft Living Area
Basement Area2,828 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area125,017 sqft (2.86 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address809 HIGHWAY 281
CityRED CLOUD
StateNE
Zip68970-7003
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPT SUR LOT 2 IN SE1/4 26-2-11
Legal Lot Number2
JurisdictionWEBSTER NE
Township / Civil Division2
Census Block Group2
Census Block2005
Census Tract965100

Owner

Source: Webster County records · APN 001910700

Assessment roll updated December 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address809 HIGHWAY 281, RED CLOUD, NE 68970-7003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 07, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Nov 16, 2018Warranty Deed, Transfer · VA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2018 · Amount on Record
Deed SaleNov 16, 2018 · Amount on Record
Deed Document Number0020182295
Deed Book / Page2018 / 2295
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBSTER NE
Property Address809 HIGHWAY 281, RED CLOUD, NE 68970-7003
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02025/2178
DateOct 02, 2025
Book Page2025/2178
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 27, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBSTER NE
Property Address809 HIGHWAY 281, RED CLOUD, NE 68970-7003
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/2712
DateNov 07, 2019
Book Page2019/2712
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEBSTER NE
Recording DateNov 16, 2018
Property Address809 HIGHWAY 281, RED CLOUD, NE 68970-7003
Document Number02018/2295
Book / Page2018 / 2295
Map ReferenceMB 71 PG 844
Instrument DateOct 31, 2018
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE, SOUTHERN TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0020182305
DateNov 16, 2018
Instrument2018/2305
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Webster County records · Assessment roll updated December 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateNebraska
CountyWebster County
Unified School DistrictRed Cloud Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,456.00 (-17.83%)$172,880 (+16.04%) Land $30,115 Building $142,765$172,880 (+16.04%) Land $30,115 Building $142,765
2023$1,772.00$148,980 Land $30,115 Building $118,865$148,980 Land $30,115 Building $118,865

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webster County (31181C), updated May 16, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 311819651002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
1 of 2 on primary residences
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017, other causes

Wildfire

Wildfire RiskLow
above 34% of the US · above 24% of Nebraska
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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