797 Hwy 281, Red Cloud, NE 68970 Property Records

Webster County property record for 797 Hwy 281, Red Cloud, NE 68970

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,400 sqft · built 1980
Lot Size4.04 acres (176,287 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Aug 2014)
Tax Bill$1,460 (2025)
Deeds & MortgagesApr 2018 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN4371-35-0-00000-000-8995

Property Details

APN / Parcel Number

Primary APN4371-35-0-00000-000-8995
Alternative APN
  • 001914400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,400 sqft Living Area
Basement Area2,100 sqft

Exterior

Year BuiltBuilt 1980
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area176,287 sqft (4.04 acres)
Garage TypeMixed
Garage Area1,152 sqft
Parking Spaces4 Parking Spaces
Deck Area192 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address797 HIGHWAY 281
CityRED CLOUD
StateNE
Zip68970-7004
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code05-AGRICULTURAL
Legal DescriptionPT LOT 21 IN NE1/4 35-2-11
Legal Lot Number21
JurisdictionWEBSTER NE
Township / Civil Division2
Census Block Group2
Census Block2005
Census Tract965100

Owner

Source: Webster County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address797 HIGHWAY 281, RED CLOUD, NE 68970-7004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2018Deed of Trust, Mortgage · USDA Mortgage
USDA
Jun 2, 2020Deed of Trust, Mortgage · USDA Mortgage
UNITED STATES OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2014 · Amount on Record
Deed SaleAug 8, 2014 · Amount on Record
Deed Document Number0020141706
Deed Book / Page2014 / 1706
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBSTER NE
Property Address797 HIGHWAY 281, RED CLOUD, NE 68970-7004
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02018/0799
DateApr 20, 2018
Book Page2018/0799
Lender
NameUSDA
TypeGovernment Agency
AddressLINCOLN, NE 68510
Agreement
TypeUSDA Mortgage

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBSTER NE
Property Address797 HIGHWAY 281, RED CLOUD, NE 68970-7004
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/1448
DateJun 2, 2020
Book Page2020/1448
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
AddressLINCOLN, NE 68510
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term480 Months
DueJun 2, 2060
Interest
Rate2.5%

Tax Assessment & Valuation

Source: Webster County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyWebster County
Unified School DistrictRed Cloud Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,460.00 (-26.41%)$173,380 (+3.99%) Land $33,820 Building $139,560$173,380 (+3.99%) Land $33,820 Building $139,560
2023$1,984.00$166,730 Land $33,820 Building $132,910$166,730 Land $33,820 Building $132,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Great Plains Communications
Fiber
2,000 / 2,000
Vyve Broadband
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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