809 High St, Chestertown, MD 21620 Property Records

Kent County property record for 809 High St, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,920 sqft · built 1920
Lot Size	0.123 acres (5,357 sqft)
Owner	Company Name on File
Last Sale	$115,000 (Feb 2002)
Tax Bill	$2,916 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-010892`

Property Details

APN / Parcel Number

Primary APN	`04-010892`
Alternative APN	`010892`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,920 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,357 sqft (0.123 acres)
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	010892
Street Address	809 HIGH ST
City	CHESTERTOWN
State	MD
Zip	21620-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Description	LOT 0.12 AC 809 HIGH ST CHESTERTOWN
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	3
Census Block	3015
Census Tract	950300

Owner

809 High St is owned by a company that bought it in February 2002.

Source: Kent County records, as of September 2, 2026

Owner of Record	Company Name on File
Mailing Address	811 HIGH ST, 100, CHESTERTOWN, MD 21620-1181
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit SHORE UNITED BANK
Nov 20, 2020	Deed of Trust, Mortgage · Commercial Mortgage SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2002 · Amount on File
Deed Sale	Feb 7, 2002 · Amount on File
Deed Document Number	2002117
Deed Book / Page	250 / 189
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Recording Date	Aug 24, 2026
Property Address	809 HIGH ST, CHESTERTOWN, MD 21620-1100
Document Number	1519000001
Book / Page	1519 / 1
Instrument Date	Aug 17, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	116 DEFENSE HWY, ANNAPOLIS, MD 21401-7027

Mortgage

Document Number	1519000001,
Date	Aug 24, 2026
Book Page	1519/1

Lender

Name	SHORE UNITED BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	809 HIGH ST, CHESTERTOWN, MD 21620-1100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MID MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011060102
Date	Nov 20, 2020
Book Page	1106/102

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 809 High St was $2,916, up 0.8% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,916.00 (+0.8%)	$186,067	$189,000 Land $100,800 Building $88,200
2025	$2,893.00
2023	$2,591.00	$172,467	$184,600 Land $100,800 Building $83,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Oct 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 809 High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.

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