807 High St, Chestertown, MD 21620 Property Records

Kent County property record for 807 High St, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft · built 1900
Lot Size	0.096 acres (4,181 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Oct 2021)
Tax Bill	$2,804 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-021851`

Property Details

APN / Parcel Number

Primary APN	`04-021851`
Alternative APNs	`4021851` `021851`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,296 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Metal
Lot Area	4,181 sqft (0.096 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	021851
Street Address	807 HIGH ST
City	CHESTERTOWN
State	MD
Zip	21620-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Description	LOT 0.096 AC 807 HIGH ST CHESTERTOWN
Legal Lot Number	807
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	3
Census Block	3015
Census Tract	950300

Owner

807 High St is owned and occupied by an individual who bought it in October 2021.

Source: Kent County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	807 HIGH ST, CHESTERTOWN, MD 21620-1100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 22, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 26, 2021	Deed, Transfer RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC
Jan 22, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Prior Sale	Feb 26, 2021 · Amount on File
Deed Book / Page	1199 / 59
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	807 HIGH ST, CHESTERTOWN, MD 21620-1100
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012750232
Date	Sep 26, 2022
Book Page	1275/232

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Nov 1, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Oct 22, 2021
Property Address	807 HIGH ST, CHESTERTOWN, MD 21620-1100
Document Number	0011990059
Book / Page	1199 / 59
Map Reference	LB RAS 37 FO 340
Instrument Date	Oct 1, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	TITLE EXCELLENCE LLC, TITLE EXCELLENCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	807 HIGH ST, CHESTERTOWN, MD 21620-1100

Mortgage

Document Number	0000119965
Date	Oct 22, 2021
Instrument	1199/65

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Feb 26, 2021
Property Address	807 HIGH ST, CHESTERTOWN, MD 21620-1100
Document Number	0011300192
Book / Page	1130 / 192
Map Reference	LB 37 FO 340
Instrument Date	Dec 10, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 HIGH ST, CHESTERTOWN, MD 21620-1100

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT MD
Recording Date	Jan 22, 2020
Property Address	807 HIGH ST, CHESTERTOWN, MD 21620-1100
Document Number	0010420041
Book / Page	001042 / 000041
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$158.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 807 High St was $2,804, up 0.3% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,804.00 (+0.32%)	$178,967	$180,100 Land $100,500 Building $79,600
2025	$2,795.00
2023	$2,479.00	$165,600	$178,400 Land $100,500 Building $77,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 807 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Oct 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 807 High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.

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