809 High Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 809 High Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,652 sqft · built 1978
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,413 (2024)
Deeds & Mortgages	Mar 2026 Transfer Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-31-205-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-31-205-004.000-018`
Alternative APN	`1610310205004000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,652 sqft Living Area
1st Floor Area	1,518 sqft
2nd Floor Area	1,134 sqft
Basement Area	1,134 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	161 ft deep x 110 ft wide
Terrain	High
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1610310205004000
Street Address	809 HIGH DR
City	CARMEL
State	IN
Zip	46033-3056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .40, SECTION 31, TOWNSHIP 18, RANGE 4, EDEN ESTATES, SECTION 9, LOT 269
Legal Range	04
Legal Township	18
Legal Section	31
Legal Subdivision	EDEN ESTATES SECTION 9
Legal Block	9
Legal Lot Number	269
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	111003

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 HIGH DR, CARMEL, IN 46033-3056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Transfer on Death Deed, Transfer
Jun 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Oct 31, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2001
Deed Sale	May 25, 2001
Deed Document Number	200100030847
Record Updated	Jun 8, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 4, 2026
Property Address	809 HIGH DR, CARMEL, IN 46033-3056
Document Number	0000008675
Map Reference	MB 6 PG 168
Instrument Date	Feb 13, 2026
Instrument	2026008675
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 HIGH DR, CARMEL, IN 46033-3056

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	809 HIGH DR, CARMEL, IN 46033-3056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025223
Date	Jun 2, 2017
Instrument	2017025223

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	419 Months
Due	May 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	809 HIGH DR, CARMEL, IN 46033-3056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054691
Date	Oct 31, 2019
Instrument	2019054691

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$512,900 (+6.5%) Land $177,700 Building $335,200	$512,900 (+6.5%) Land $177,700 Building $335,200
2024	$5,413.00 (-0.33%)	$481,600 (-3.1%) Land $177,700 Building $303,900	$481,600 (-3.1%) Land $177,700 Building $303,900
2023	$5,431.00 (+8.45%) Homeowner's exemption	$497,000 (+13.13%) Land $107,500 Building $389,500	$497,000 (+13.13%) Land $107,500 Building $389,500
2022	$5,008.00 Homeowner's exemption	$439,300 Land $107,500 Building $331,800	$439,300 Land $107,500 Building $331,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on High Dr

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