785 High Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 785 High Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,010 sqft · built 1980
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Tax Bill	$4,524 (2024)
Deeds & Mortgages	Mar 2022 Transfer Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-31-205-005.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-31-205-005.000-018`
Alternative APN	`1610310205005000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,010 sqft Living Area
1st Floor Area	2,010 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2001
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Terrain	High
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1610310205005000
Street Address	785 HIGH DR
City	CARMEL
State	IN
Zip	46033-3054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .33, SECTION 31, TOWNSHIP 18, RANGE 4, EDEN ESTATES, SECTION 9, LOT 270
Legal Range	04
Legal Township	18
Legal Section	31
Legal Subdivision	EDEN ESTATES
Legal Block	9
Legal Lot Number	270
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	111003

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	785 HIGH DR, CARMEL, IN 46033-3054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Intrafamily Transfer, Transfer
Oct 2, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017
Deed Sale	Oct 2, 2017
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	2017048986
Last Transfer Date	Mar 15, 2022
Transfer Doc	0000013366
Record Updated	Jun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Mar 15, 2022
Property Address	785 HIGH DR, CARMEL, IN 46033-3054
Document Number	0000013366
Map Reference	MB 6 PG 168
Instrument Date	Mar 14, 2022
Instrument	2022013366
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 2, 2017
Property Address	785 HIGH DR, CARMEL, IN 46033-3054
Document Number	2017048986
Map Reference	MB6 PG133-135
Instrument Date	Sep 29, 2017
Instrument	2017048986
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	785 HIGH DR, CARMEL, IN 46033-3054
Investor	Possibly a Property Investor

Mortgage

Document Number	2017048988
Date	Oct 2, 2017
Instrument	2017048988

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 29, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000048987
Date	Oct 2, 2017
Instrument	2017048987

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$435,900 (+6.21%) Land $175,200 Building $260,700	$435,900 (+6.21%) Land $175,200 Building $260,700
2024	$4,524.00 (+6.55%)	$410,400 (+2.83%) Land $175,200 Building $235,200	$410,400 (+2.83%) Land $175,200 Building $235,200
2023	$4,246.00 (+5.26%) Homeowner's exemption	$399,100 (+12.2%) Land $106,000 Building $293,100	$399,100 (+12.2%) Land $106,000 Building $293,100
2022	$4,034.00 Homeowner's exemption	$355,700 Land $106,000 Building $249,700	$355,700 Land $106,000 Building $249,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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